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14 Oakledge Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 14 Oakledge Rd, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,344 sqft · built 1994
Lot Size1.1 acres (48,221 sqft)
Owner2 Individual Names on File
Last Sale$25,000 (Aug 2000)
Tax Bill$9,767 (2025)
Deeds & MortgagesNov 2021 Refinance
Jun 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN81-49

Property Details

APN / Parcel Number

Primary APN81-49
Alternative APN
  • CUMB M:017 B:0169 L:000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area4,344 sqft Living Area
Gross Area7,889 sqft
1st Floor Area2,075 sqft
Basement Area1,116 sqft
Unfinished Basement1,116 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area48,221 sqft (1.1 acres)
Tennis CourtTennis Court

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number81-49
Street Address14 OAKLEDGE RD
CityCUMBERLAND
StateRI
Zip02864-6161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block169
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group3
Census Block3008
Census Tract11302

Owner

Source: Cumberland Town records · APN 81-49

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14 OAKLEDGE RD, CUMBERLAND, RI 02864-6161
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NAVIGANT CREDIT UNION
Jun 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Jun 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
RI CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2000 · Amount on Record
Deed SaleAug 18, 2000 · Amount on Record
Prior SaleMay 17, 1994 · Amount on Record
Deed Book / Page865 / 235
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address14 OAKLEDGE RD, CUMBERLAND, RI 02864-6161
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001914-150
DateNov 29, 2021
Book Page1914/150
Instrument129298
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address14 OAKLEDGE RD, CUMBERLAND, RI 02864-6161
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1843-75
DateJun 22, 2020
Book Page1843/75
Instrument114869
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address14 OAKLEDGE RD, CUMBERLAND, RI 02864-6161
Document Number1778-435
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedAug 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 OAKLEDGE RD CUMBERLAND RI 028646161, CUMBERLAND, RI 02864-6161

Mortgage

Document Number1778-435
DateJul 16, 2018
Book Page001778/000435
Lender
NameRI CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 15, 2023

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,767.00 (+5.59%)$796,000 (-) Land $178,700 Building $617,300
2023$9,250.00 (+2.93%)$796,000 (+32.78%) Land $178,700 Building $617,300
2022$8,987.00$599,500 Land $138,900 Building $460,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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