Essex County and Saugus Town property record for 14 Oak St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,509 sqft · built 1960 |
| Lot Size | 0.288 acres (12,558 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $390,000 (May 2017) |
| Tax Bill | $7,238 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-E B:0018 L:0014 |
| Primary APN | SAUG M:006-E B:0018 L:0014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,509 sqft Living Area |
| Gross Area | 5,349 sqft |
| 1st Floor Area | 1,843 sqft |
| Basement Area | 1,364 sqft |
| Unfinished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,558 sqft (0.288 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 5876003 |
|---|---|
| Street Address | 14 OAK ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 18 |
| Legal Lot Number | 14 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records · APN SAUG M:006-E B:0018 L:0014
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 14 OAK ST, SAUGUS, MA 01906-3623 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed of Trust, Mortgage · ARM SALEM FIVE MORTGAGE CORP |
| Mar 29, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MEMBERS PLUS CU |
| Mar 05, 2025 | Deed of Trust, Mortgage · Line of Credit BANKESB |
| May 30, 2018 | Deed of Trust, Mortgage SALEM FIVE MTG |
| May 16, 2017 | Quit Claim Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on Record |
| Deed Sale | May 16, 2017 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 14 OAK ST, SAUGUS, MA 01906-3623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000633578 |
|---|---|
| Date | Feb 02, 2022 |
| Instrument | 633578 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Mar 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Feb 01, 2032 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 14 OAK ST, SAUGUS, MA 01906-3623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000650414 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 650414 |
| Name | MEMBERS PLUS CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Apr 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 14 OAK ST, SAUGUS, MA 01906-3623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000657194 |
|---|---|
| Date | Mar 05, 2025 |
| Instrument | 657194 |
| Name | BANKESB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 14 OAK ST, SAUGUS, MA 01906-3623 |
| Document Number | 0000593200 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 14 OAK ST SAUGUS MA 019063623, SAUGUS, MA 01906-3623 |
| Document Number | 0000593200 |
|---|---|
| Date | Jun 05, 2018 |
| Instrument | 593200 |
| Name | SALEM FIVE MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 04, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | May 16, 2017 |
| Property Address | 14 OAK ST, SAUGUS, MA 01906-3623 |
| Document Number | 0000582527 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 582527 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,778.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 OAK ST SAUGUS MA 019063623, SAUGUS, MA 01906-3623 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,238.00 (+4.05%) | $677,700 (+3.77%) Land $324,000 Building $353,700 | $576,555 |
| 2024 | $6,956.00 (+1.46%) | $653,100 (+7.26%) Land $305,400 Building $347,700 | |
| 2023 | $6,856.00 | $608,900 Land $268,400 Building $340,500 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092082002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 6 (1979–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Mar 2010, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures