14 Oak St, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 14 Oak St, Cornwall, NY 12518

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,899 sqft · built 1951
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Apr 2026)
Tax Bill	$12,736 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332489 20-7-8`

Property Details

APN / Parcel Number

Primary APN	`332489 20-7-8`
Alternative APNs	`248902000000070080000000` `20-7-8`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,899 sqft Living Area
Gross Area	2,351 sqft
1st Floor Area	1,899 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	209 ft deep x 118 ft wide
View / Lot	Suburban
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	231 sqft
Patio Area	110 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20-7-8
Street Address	14 OAK ST
City	CORNWALL
State	NY
Zip	12518-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	8.000
Jurisdiction	ORANGE NY
Township / Civil Division	CORNWALL
Census Block Group	4
Census Block	4006
Census Tract	13000

Owner

14 Oak St is owned and occupied by two individuals who bought it in April 2026.

Source: Orange County and Cornwall Town records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 MEADOW VIEW DR, MARLBORO, NY 12542-5445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Prior Sale	Sep 25, 2002 · Amount on File
Deed Document Number	202624727
Deed Book / Page	15876 / 886
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Apr 3, 2026
Property Address	14 OAK ST, CORNWALL, NY 12518-1420
Document Number	0000024727
Book / Page	15876 / 886
Instrument Date	Mar 10, 2026
Instrument	202624727
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MEADOW VIEW DR, MARLBORO, NY 12542-5445

Mortgage

Date	Apr 3, 2026

Lender

Name	TEG FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Cornwall Town
Unified School District	Cornwall Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$308,300 Land $90,500 Building $217,800	$487,700
2024	$12,736.00
2023		$308,300 (-) Land $90,500 Building $217,800	$457,100 (+11.87%) Land $134,180 Building $322,920
2022		$308,300 Land $90,500 Building $217,800	$408,600 Land $119,943 Building $288,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 Oak St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2011–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNWALL-ON-HUDSON serves 9,700 people · EPA ID NY3503526
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20