14 Oak St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 14 Oak St, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	2,384 sqft · built 1912
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on File
Last Sale	$590,000 (Jan 2022)
Tax Bill	$19,837 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-07002-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`01-07002-0000-00003`
Alternative APNs	`010020600004` `00002345`

Interior

Stories	2 Stories
Building Area	2,384 sqft Living Area
Gross Area	2,364 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Multi-Family
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00002345
Street Address	14 OAK ST
City	BELLEVILLE
State	NJ
Zip	07109-2660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Subdivision	ESSEX HEIGHTS
Legal Block	7002
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	5
Census Block	5002
Census Tract	14300

Owner

14 Oak St is owned by a company that bought it in January 2022.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	Company Name on File
Mailing Address	14 OAK ST, BELLEVILLE, NJ 07109-2660
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Aug 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 11, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 8, 2019	Correction Deed, Transfer NOT AVAILABLE
Jan 2, 2019	Grant Deed, Transfer · Conventional with PMI FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Jan 2, 2019 · Amount on File
Deed Document Number	2022261
Prior Transfer Date	Aug 3, 2020
Prior Transfer Doc	2020081073
Record Updated	Oct 29, 2026

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 4, 2022
Property Address	14 OAK ST, BELLEVILLE, NJ 07109-2660
Document Number	0000000261
Instrument Date	Dec 20, 2021
Instrument	2022000261
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2738 CYPRESS OAK LN, 2738, GASTONIA, NC 28056-0022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 OAK ST, BELLEVILLE, NJ 07109-2660

Mortgage

Document Number	0000000262
Date	Jan 4, 2022
Instrument	2022000262

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 21, 2020
Property Address	14 OAK ST, BELLEVILLE, NJ 07109-2660
Document Number	0000081073
Instrument Date	Aug 3, 2020
Instrument	81073
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 OAK ST BELLEVILLE NJ 071092660, BELLEVILLE, NJ 07109-2660

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	14 OAK ST, BELLEVILLE, NJ 07109-2660
Document Number	0000090012
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 OAK ST BELLEVILLE NJ 071092660, BELLEVILLE, NJ 07109-2660

Mortgage

Document Number	0000090012
Date	Sep 24, 2019
Instrument	90012

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

February 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 8, 2019
Property Address	14 OAK ST, BELLEVILLE, NJ 07109-2660
Document Number	0000012219
Instrument Date	Dec 26, 2018
Instrument	12219
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$509.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 OAK ST BELLEVILLE NJ 071092660, BELLEVILLE, NJ 07109-2660

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 2, 2019
Property Address	14 OAK ST, BELLEVILLE, NJ 07109-2660
Document Number	0000000251
Instrument Date	Dec 4, 2018
Instrument	251
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 OAK ST BELLEVILLE NJ 071092660, BELLEVILLE, NJ 07109-2660

Mortgage

Document Number	252
Date	Jan 2, 2019
Instrument	252

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14 Oak St was $19,837, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,200 (-) Land $135,000 Building $342,200	$477,200 (-) Land $135,000 Building $342,200
2025	$19,837.00 (+3.08%)	$477,200 Land $135,000 Building $342,200	$477,200 Land $135,000 Building $342,200
2024	$19,245.00
2023		$477,200 Land $135,000 Building $342,200	$477,200 Land $135,000 Building $342,200
2022	$17,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 929 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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