14 Oak Cliff Ln, Cheraw, SC 29520 Property Records

Chesterfield County property record for 14 Oak Cliff Ln, Cheraw, SC 29520

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	962 sqft · built 1972
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Feb 2026)
Tax Bill	$757 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`228 000 000 023`

Property Details

APN / Parcel Number

Primary APN	`228 000 000 023`
Alternative APNs	`00030017` `01727293` `1727293`

Interior

Building Area	962 sqft Total Area
1st Floor Area	962 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00030017
Street Address	14 OAK CLIFF LN
City	CHERAW
State	SC
Zip	29520-6395
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	1L
Legal Subdivision	WATSON AND EDGEWORTH
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2013
Census Tract	950602

Owner

14 Oak Cliff Ln, a residential property, is owned and occupied by an individual who bought it in February 2026.

Source: Chesterfield County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	14 OAK CLIFF LN, CHERAW, SC 29520-6395
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 6, 2026	Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Jul 28, 2017	Special Warranty Deed, Transfer
Mar 28, 2017	Referee's Deed, Foreclosure
Jun 9, 2008	Deed, Transfer · FHA Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	2026538
Deed Book / Page	581 / 1063
Prior Transfer Date	Mar 13, 2017
Prior Transfer Doc	00504/0980
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	14 OAK CLIFF LN, CHERAW, SC 29520-6395
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00541/1422
Date	Jan 13, 2023
Book Page	541/1422
Instrument	2023-0134

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Feb 6, 2026
Property Address	14 OAK CLIFF LN, CHERAW, SC 29520-6395
Document Number	00581/1063
Book / Page	581 / 1063
Map Reference	MB 19 PG 77
Instrument Date	Feb 6, 2026
Instrument	2026-538
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 OAK CLIFF LN, CHERAW, SC 29520-6395

Mortgage

Document Number	0002026539
Date	Feb 6, 2026
Instrument	2026-539

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 5, 2041

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 28, 2017
Property Address	14 OAK CLIFF LN, CHERAW, SC 29520-6395
Document Number	00507/0230
Book / Page	507 / 0230
Map Reference	PL 19 PG 77
Instrument Date	Jul 25, 2017
Instrument	201700002878
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount on Record
Tax	$81.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15480 LAGUNA CANYON RD # RD100, 15480, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Referee's Deed, Foreclosure

Document Type	Referee's Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 28, 2017
Property Address	14 OAK CLIFF LN, CHERAW, SC 29520-6395
Document Number	00504/0980
Book / Page	504 / 0980
Map Reference	PL 19 PG 27
Instrument Date	Mar 13, 2017
Instrument	201700001216
Transaction Type	Foreclosure
Record Updated	Jan 6, 2022

Transaction

Amount	Amount on Record
Tax	$9.25
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD STE 100, 100, IRVINE, CA 92618-2132

June 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jun 9, 2008
Property Address	14 OAK CLIFF LN, CHERAW, SC 29520-6395
Document Number	00444/0869
Book / Page	444 / 0869
Instrument Date	Jun 5, 2008
Instrument	200800002449
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 OAKCLIFF LN, CHESTERFIELD, SC 29709

Mortgage

Document Number	00432/0794
Date	Jun 9, 2008
Book Page	432/0794
Instrument	200800002452

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 14 Oak Cliff Ln was $757.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$757.00	$2,010 Land $340 Building $1,670	$43,600 Land $6,000 Building $37,600
2023	$621.00	$1,750 Land $300 Building $1,450	$32,200 Land $5,000 Building $27,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14 Oak Cliff Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Oak Cliff Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 76% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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