14 Norton Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 14 Norton Rd, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,665,000 (Sep 2025)
Tax Bill	$5,682 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`7563-62-8128`

Property Details

APN / Parcel Number

Primary APN	`7563-62-8128`
Alternative APN	`56768`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	14 NORTON RD
City	CULLOWHEE
State	NC
Zip	28723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 L SWITZERLAND
Legal Subdivision	SWITZERLAND SUBDIVISION
Legal Lot Number	14
Jurisdiction	JACKSON NC
Township / Civil Division	HAMBURG
Census Block Group	2
Census Block	2060
Census Tract	950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1363 PEACHTREE BATTLE AVE NW, ATLANTA, GA 30327-1442
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Aug 19, 2021 · Amount on Record
Deed Book / Page	2404 / 847
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 9, 2025
Property Address	14 NORTON RD, CULLOWHEE, NC 28723-8903
Document Number	0024040847
Book / Page	2404 / 847
Map Reference	CAB 27 SL 468
Instrument Date	Sep 8, 2025
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11003 SW 37TH MNR, DAVIE, FL 33328-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1363 PEACHTREE BATTLE AVE NW, ATLANTA, GA 30327-1442

Mortgage

Document Number	0002404852
Date	Sep 9, 2025
Instrument	2404/852

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 19, 2021
Property Address	14 NORTON RD, CULLOWHEE, NC 28723-8903
Document Number	0023111011
Book / Page	2311 / 1011
Instrument Date	Jul 5, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 CLUB DR # 17, 102, SAPPHIRE, NC 28774-8522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11003 SW 37TH MNR, DAVIE, FL 33328-1320

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,495,351 (-) Land $350,000 Building $1,145,351
2025	$5,682.00 (+498.11%)	$1,495,351 (+498.14%) Land $350,000 Building $1,145,351
2023	$950.00	$250,000 Land $250,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: AT&T, Skyrunner, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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