14 Normal Ave, Montclair, NJ 07043 Property Records

Passaic County and Clifton City property record for 14 Normal Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,915 sqft · built 1922
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual on Record
Last Sale	$287,000 (Nov 2010)
Tax Bill	$13,484 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00074-10-00027`

Property Details

APN / Parcel Number

Primary APN	`02-00074-10-00027`
Alternative APN	`0200074001000027`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,915 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	250 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14 NORMAN AVE
City	CLIFTON
State	NJ
Zip	07013-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A1
Legal Subdivision	10NOCOMMONLY KNOWN AS 14 EAST
Legal Block	74.10
Legal Lot Number	27
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3008
Census Tract	124312

Owner

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	14 NORMAL AVE, 16, MONTCLAIR, NJ 07043-1607
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2010 · Amount on Record
Deed Sale	Nov 1, 2010 · Amount on Record
Deed Document Number	201052634
Deed Book / Page	1989 / 215
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	NORMAL AVE, MONTCLAIR, NJ 07043
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053988
Date	Aug 23, 2021
Book Page	M17384/96
Instrument	2021053988

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	14 NORMAL AVE, MONTCLAIR, NJ 07043-1607
Document Number	0000062400
Book / Page	014831 / 000275
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 NORMAL AVE MONTCLAIR NJ 070431607, MONTCLAIR, NJ 07043-1607

Mortgage

Document Number	0000062400
Date	Dec 27, 2017
Book Page	014831/000275
Instrument	62400

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2032

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,000 (-) Land $128,100 Building $91,900	$220,000 (-) Land $128,100 Building $91,900
2025	$13,484.00 (+3.58%)	$220,000 (+4.66%) Land $128,100 Building $91,900	$220,000 (+4.66%) Land $128,100 Building $91,900
2024	$13,018.00 (+8.47%)
2023		$210,200 Land $128,100 Building $82,100	$210,200 Land $128,100 Building $82,100
2022	$12,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	34 (1979–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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