14 New St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 14 New St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1955
Lot Size	0.184 acres (8,024 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (May 2026)
Tax Bill	$9,718 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-00046-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`10-00046-0000-00012`
Alternative APN	`100004600012`

Interior

Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	8,024 sqft (0.184 acres)
Lot Dimensions	150 ft deep x 5 ft wide

Location & Zoning

Street Address	14 NEW ST
City	MIDDLESEX
State	NJ
Zip	08846-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	53.5X150 13
Legal Subdivision	INCL
Legal Block	46
Legal Lot Number	12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	4
Census Block	4000
Census Tract	200

Owner

14 New St is owned and occupied by two individuals who bought it in May 2026.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 NEW ST, MIDDLESEX, NJ 08846-1431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed, Transfer · FHA Mortgage MLB RESID'L LENDING LLC
Jan 18, 2024	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 10, 2022	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Jan 18, 2024 · Amount on File
Deed Document Number	202631706
Deed Book / Page	20026 / 1349
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 19, 2026
Property Address	14 NEW ST, MIDDLESEX, NJ 08846-1431
Document Number	0000031706
Book / Page	20026 / 1349
Instrument Date	Apr 9, 2026
Instrument	202631706
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,550.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 NEW ST, MIDDLESEX, NJ 08846-1431

Mortgage

Document Number	0000031707,
Date	May 19, 2026
Instrument	202631707

Lender

Name	MLB RESID'L LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 18, 2024
Property Address	14 NEW ST, MIDDLESEX, NJ 08846-1431
Document Number	0000003239
Book / Page	19381 / 1621
Instrument Date	Oct 23, 2023
Instrument	2024003239
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,223.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 EGGERS CT, SUMMIT, NJ 07901-6701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 NEW ST, MIDDLESEX, NJ 08846-1431

Mortgage

Document Number	0000003241
Date	Jan 18, 2024
Instrument	2024003241

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2053

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 10, 2022
Property Address	14 NEW ST, MIDDLESEX, NJ 08846-1431
Document Number	0000004348
Book / Page	18781 / 239
Instrument Date	Dec 15, 2021
Instrument	2022004348
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1763 WOODFIELD ROAD, 1763, BRIDGEWATER, NJ 08807

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 NEW ST, MIDDLESEX, NJ 08846-1431

Mortgage

Document Number	0000004349
Date	Jan 10, 2022
Instrument	2022004349

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 14 New St was $9,718, up 9.8% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,000 (+5.8%) Land $127,800 Building $357,200	$485,000 (+5.8%) Land $127,800 Building $357,200
2025	$9,718.00 (+9.77%)	$458,400 Land $127,800 Building $330,600	$458,400 Land $127,800 Building $330,600
2024	$8,853.00
2023		$382,600 (+355.48%) Land $127,800 Building $254,800	$382,600 (+355.48%) Land $127,800 Building $254,800
2022	$8,308.00	$84,000 Land $30,200 Building $53,800	$84,000 Land $30,200 Building $53,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14 New St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 92 policies
Nearby Flood Policies	92 in force
Nearby Flood Claims	606 (1979–2025)
Claims Outside the SFHA	17 of 606
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 133 claims Severe Storms And Flooding, Mar 2010 · 160 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 New St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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