14 N Smith St, Smithton, IL 62285 Property Records

St. Clair County property record for 14 N Smith St, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	2 ba · 768 sqft · built 1892
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Mar 2016)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2022 Mortgage
APN	`13-33-0-205-002`

Property Details

APN / Parcel Number

Primary APN	`13-33-0-205-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	768 sqft Living Area
Upper Floors Area	35 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	14 N SMITH ST
City	SMITHTON
State	IL
Zip	62285-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS, BENJAMIN J,2ND ADD TO SMITHTON LOT/SEC-39 50 X 150 DOC A02486064
Legal Subdivision	SMITHS, BENJAMIN J,2ND ADD
Legal Block	205
Legal Lot Number	39
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3074
Census Tract	503906

Owner

14 N Smith St is owned and occupied by an individual who bought it in March 2016.

Source: St. Clair County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	14 N SMITH ST, SMITHTON, IL 62285-1718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 19, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2016 · Amount on File
Deed Sale	Mar 1, 2016 · Amount on File
Prior Sale	Mar 22, 2005 · Amount on File
Deed Document Number	20162486064
Prior Transfer Date	Jul 8, 2002
Prior Transfer Doc	0001692335
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	14 N SMITH ST, SMITHTON, IL 62285-1718
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 N SMITH ST, SMITHTON, IL 62285-1718

Mortgage

Document Number	0A02788334
Date	Aug 4, 2023
Instrument	A02788334

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	479 Months
Due	Jul 1, 2063

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	14 N SMITH ST, SMITHTON, IL 62285-1718
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 N SMITH ST, SMITHTON, IL 62285-1718

Mortgage

Document Number	0A02756708
Date	Aug 19, 2022
Instrument	A02756708

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 14 N Smith St was $3,115 with a homeowner's exemption, up 14.3% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,115.00 (+14.27%) Homeowner's exemption	$44,496 (+13.77%) Land $4,270 Building $40,226	$133,488 (+13.77%) Land $12,810 Building $120,678
2024	$2,726.00	$39,112 Land $4,315 Building $34,797	$117,336 Land $12,945 Building $104,391
2022		$33,363 Land $3,681 Building $29,682	$100,089 Land $11,043 Building $89,046
2019	$2,195.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 14 N Smith St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14 N Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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