14 N High St, Smithton, IL 62285 Property Records

St. Clair County property record for 14 N High St, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,023 sqft · built 1862
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Feb 2026)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2020 Construction Loan + 1 more
APN	`13-33-0-207-002`

Property Details

APN / Parcel Number

Primary APN	`13-33-0-207-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,023 sqft Living Area

Exterior

Year Built	Built 1862
Effective Year Built	Effective 1975
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	4,792 sqft (0.11 acres)

Exterior Amenities

Deck Area	352 sqft
Patio Area	352 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	14 N HIGH ST
City	SMITHTON
State	IL
Zip	62285-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS, BENJAMIN J,3RD ADD TO SMITHTON LOT/SEC-135 A02874497
Legal Subdivision	SMITHS, BENJAMIN J,3RD ADD
Legal Block	207
Legal Lot Number	135
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3026
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14 N HIGH ST, SMITHTON, IL 62285-1738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Warranty Deed, Transfer · FHA Mortgage CARROLLTON BANK
Dec 21, 2020	Deed of Trust, Construction Loan · Construction Mortgage CATHOLIC & CMNTY CU
Mar 11, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	May 16, 2013 · Amount on Record
Deed Document Number	20262874497
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 12, 2026
Property Address	14 N HIGH ST, SMITHTON, IL 62285-1738
Document Number	0A02874497
Map Reference	MB A PG 34
Instrument Date	Jan 30, 2026
Instrument	A02874497
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 N HIGH ST, SMITHTON, IL 62285-1738

Mortgage

Document Number	0A02874498
Date	Feb 12, 2026
Instrument	A02874498

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.62%

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Dec 21, 2020
Property Address	14 N HIGH ST, SMITHTON, IL 62285-1738
Document Number	00A2680514
Instrument Date	Oct 21, 2020
Instrument	2680514
Transaction Type	Construction Loan
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	14 N HIGH ST SMITHTON IL 622851738, SMITHTON, IL 62285-1738

Mortgage

Document Number	00A2680514
Date	Dec 21, 2020
Instrument	2680514

Lender

Name	CATHOLIC & CMNTY CU
Type	Credit Union
Address	BELLEVILLE, IL 62223

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	14 N HIGH ST, SMITHTON, IL 62285-1738
Document Number	00A2645458
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 N HIGH ST SMITHTON IL 622851738, SMITHTON, IL 62285-1738

Mortgage

Document Number	00A2645458
Date	Mar 16, 2020
Instrument	2645458

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,086.00 (-1.7%) Homeowner's exemption Senior Citizen's exemption	$46,842 (+18.38%) Land $3,217 Building $43,625	$140,526 (+18.38%) Land $9,651 Building $130,875
2024	$2,122.00 (-24.86%) Homeowner's exemption Senior Citizen's exemption	$39,570 (+17.23%) Land $3,250 Building $36,320	$118,710 (+17.23%) Land $9,750 Building $108,960
2022		$33,755 Land $2,773 Building $30,982	$101,265 Land $8,319 Building $92,946
2019	$2,824.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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