14 N Barrett St, Niles, MI 49120 Property Records

Berrien County property record for 14 N Barrett St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,424 sqft · built 1958
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jan 2020)
Tax Bill	$2,395 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`74-1600-0022-00-7`

Property Details

APN / Parcel Number

Primary APN	`74-1600-0022-00-7`
Alternative APN	`11-74-1600-0022-00-7`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	1,424 sqft
Unfinished Basement	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	90.3 ft deep x 84 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	14 N BARRETT ST
City	NILES
State	MI
Zip	49120-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	PT OF LOTS 19 20 21 & 22 BLK 4 MOSES DAVIS ADD CITY OF NILES DES AS COM 84'S OF NW COR LOT 22 TH S 84'TH E 90.31'TH N 84'TH W
Legal Subdivision	MOSES DAVIS ADD
Legal Block	4
Legal Lot Number	19-22
Legal Unit	1,22
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3002
Census Tract	20600

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 N BARRETT ST, NILES, MI 49120-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
Oct 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNITED FCU
Mar 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jan 21, 2020	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Sep 27, 2019	Warranty Deed, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP
Dec 21, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Jan 21, 2020 · Amount on Record
Deed Book / Page	3262 / 2124
Prior Transfer Date	Dec 19, 2017
Prior Transfer Doc	03193/0401
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	May 5, 2026
Property Address	14 N BARRETT ST, NILES, MI 49120-1510
Document Number	0000460158
Book / Page	3476 / 2988
Instrument Date	Apr 22, 2026
Instrument	2026460158
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 N BARRETT ST, NILES, MI 49120-1510

Mortgage

Document Number	0000460158,
Date	May 5, 2026
Book Page	3476/2988
Instrument	2026460158

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2036

Interest

Rate	6.38%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	14 N BARRETT ST, NILES, MI 49120-1510
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03462/1791
Date	Oct 17, 2025
Book Page	3462/1791
Instrument	2025444154

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 17, 2040

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	14 N BARRETT ST, NILES, MI 49120-1510
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 N BARRETT ST, NILES, MI 49120-1510

Mortgage

Document Number	03421/1856
Date	Mar 1, 2024
Book Page	3421/1856
Instrument	2024399004

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2039

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	14 N BARRETT ST, NILES, MI 49120-1510
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03301/1313
Date	Nov 23, 2020
Book Page	3301/1313

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	14 N BARRETT ST, NILES, MI 49120-1510
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 N BARRETT ST, NILES, MI 49120-1510

Mortgage

Document Number	03381/2422
Date	Aug 3, 2022
Book Page	3381/2422
Instrument	2022359193

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 21, 2020
Property Address	14 N BARRETT ST, NILES, MI 49120-1510
Document Number	03262/2124
Book / Page	3262 / 2124
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 N BARRETT ST, NILES, MI 49120-1510

Mortgage

Document Number	0032622126
Date	Jan 21, 2020
Instrument	3262/2126

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 27, 2019
Property Address	14 N BARRETT ST, NILES, MI 49120-1510
Document Number	03251/0958
Book / Page	3251 / 0958
Map Reference	MB 20 PG 528
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5530 BUFFALO RD, BUCHANAN, MI 49107-9206

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 21, 2017
Property Address	14 N BARRETT ST, NILES, MI 49120-1510
Document Number	03193/0401
Book / Page	3193 / 0401
Instrument Date	Dec 19, 2017
Instrument	3193-0401
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	14 N BARRETT ST, NILES, MI 49120-1510

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,900 (-0.59%)	$167,800 (-0.59%)
2025	$2,395.00 (+2.44%) Homeowner's exemption	$84,400 (+24.67%)	$168,800 (+24.67%)
2024	$2,338.00 (+9.2%)
2023		$67,700	$135,400
2022	$2,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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