14 N 1st St, Tryon, OK 74875 Property Records

Lincoln County property record for 14 N 1st St, Tryon, OK 74875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,280 sqft · built 1945
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$733 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`19971`

Property Details

APN / Parcel Number

Primary APN	`19971`
Alternative APN	`6500-00-015-013-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	420 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	256 sqft
Storage Building	512 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	19971
Street Address	14 N 1ST ST
City	TRYON
State	OK
Zip	74875-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 15 LOTS 13-16 TRYON 16-3-105-15-004
Legal Range	105
Legal Township	03N
Legal Section	16
Legal Subdivision	TRYON OT
Legal Block	15
Legal Lot Number	13-16
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHWEST LINCOLN
Census Block Group	1
Census Block	1053
Census Tract	961200

Owner

14 N 1st St is owned and occupied by two individuals who acquired it in September 1998.

Source: Lincoln County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 222, TRYON, OK 74875-0222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit PAYNE COUNTY BANK
Jun 4, 2021	Warranty Deed, Transfer FIRSTITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 1998
Deed Sale	Sep 10, 1998
Prior Sale	Jul 14, 1993
Deed Book / Page	1367 / 435
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	14 N 1ST ST, TRYON, OK 74875
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 222, TRYON, OK 74875-0222

Mortgage

Document Number	002315/581
Date	Dec 7, 2018
Book Page	2315/581
Instrument	08036

Lender

Name	PAYNE COUNTY BANK
Type	Bank
Address	PERKINS, OK 74059

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2033

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jun 4, 2021
Property Address	14 N 1ST ST, TRYON, OK 74875
Document Number	002423/622
Book / Page	2423 / 622
Instrument Date	Jun 1, 2021
Instrument	4367
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	FIRSTITLE

Transaction

Amount	Amount on Record
Tax	$1.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	850242 S 3430 RD, CHANDLER, OK 74834-7061

Tax Assessment & Valuation

The 2025 property tax bill for 14 N 1st St was $733 with a homeowner's exemption, up 37.8% from the year before.

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Municipality	Tryon Town
Unified School District	Perkins-Tryon Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,331 (-) Land $252 Building $7,079	$66,646 (-42.33%) Land $2,293 Building $64,353
2025	$733.00 (+37.78%) Homeowner's exemption	$7,331 (+37.52%) Land $259 Building $7,072	$115,555 Land $4,082 Building $111,473
2024	$532.00 Homeowner's exemption	$5,331 Land $299 Building $5,032
2022	$621.00 Homeowner's exemption	$7,331 Land $299 Building $7,032	$76,415 Land $2,720 Building $73,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 N 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 N 1st St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 81% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRYON serves 448 people · EPA ID OK2004103
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Oct 2021 Chlorine resolved · Apr 2021 Uranium resolved · Jan 2018
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Central Oklahoma Telephone Fiber	100 / 100

May also be available: T-Mobile.

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