14 Midiron Ct, Durango, CO 81301 Property Records

La Plata County property record for 14 Midiron Ct, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,715 sqft · built 2004
Lot Size	0.089 acres (3,876 sqft)
Owner	Company Name on Record
Last Sale	$1,199,000 (Oct 2025)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Feb 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5597-104-17-010`

Property Details

APN / Parcel Number

Primary APN	`5597-104-17-010`
Alternative APN	`R423654`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,715 sqft Living Area
Gross Area	3,243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Lot Area	3,876 sqft (0.089 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Unfinished Open Porch
Porch Area	363 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R423654
Street Address	14 MIDIRON CT
City	DURANGO
State	CO
Zip	81301-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: COTTONWOODS/DALTON RCH/TNH LOT: U-10 THE COTTONWOODS AT DALTON RANCH PROJ 2001-171 14 MID IRON CT DURANGO 81301
Legal Subdivision	COTTONWOODS/DALTON RCH/TNH
Legal Block	1
Legal Lot Number	U-10
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1019
Census Tract	970705

Owner

Source: La Plata County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14 MIDIRON CT, DURANGO, CO 81301-3200
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Feb 26, 2026	Intrafamily Transfer, Transfer
Oct 30, 2025	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 10, 2021	Beneficiary Deed, Transfer
Jul 12, 2021	Warranty Deed, Transfer
May 7, 2019	Warranty Deed, Transfer LAND TITLE
Mar 1, 2017	Warranty Deed, Transfer · ARM UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	May 7, 2019 · Amount on Record
Deed Document Number	20251248054
Last Transfer Date	Feb 26, 2026
Transfer Doc	0001251522
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	14 MIDIRON CT, DURANGO, CO 81301-3200
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MIDIRON CT, DURANGO, CO 81301-3200

Mortgage

Document Number	0001244338
Date	Jul 7, 2025
Instrument	1244338

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Feb 26, 2026
Property Address	14 MIDIRON CT, DURANGO, CO 81301-3200
Document Number	0001251522
Map Reference	DOC 818374
Instrument Date	Feb 26, 2026
Instrument	1251522
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14 MIDIRON CT # A, A, DURANGO, CO 81301-3200

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 30, 2025
Property Address	14 MIDIRON CT, DURANGO, CO 81301-3200
Document Number	0001248054
Map Reference	DOC 818374
Instrument Date	Oct 30, 2025
Instrument	1248054
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 MIDIRON CT, DURANGO, CO 81301-3200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MIDIRON CT, DURANGO, CO 81301-3200

Mortgage

Document Number	0001248055
Date	Oct 30, 2025
Instrument	1248055

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 10, 2021
Property Address	14 MIDIRON CT, DURANGO, CO 81301-3200
Document Number	0001199006
Map Reference	DOC 818374
Instrument Date	Sep 10, 2021
Instrument	1199006
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 CAMINO DEL PONIENTE, TIJERAS, NM 87059-7409

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 12, 2021
Property Address	14 MIDIRON CT, DURANGO, CO 81301-3200
Document Number	0001195805
Map Reference	DOC 818374
Instrument Date	Jul 12, 2021
Instrument	1195805
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 MIDIRON CT, DURANGO, CO 81301-3200

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 7, 2019
Property Address	14 MIDIRON CT, DURANGO, CO 81301-3200
Document Number	0001156176
Instrument Date	May 6, 2019
Instrument	1156176
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$59.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	292 COTTONWOOD CREEK RD DURANGO CO 813016168, DURANGO, CO 81301-6168

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 1, 2017
Property Address	14 MIDIRON CT, DURANGO, CO 81301-3200
Document Number	0001125078
Instrument Date	Feb 28, 2017
Instrument	1125078
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MIDIRON CT, DURANGO, CO 81301-3200

Mortgage

Document Number	0001125079
Date	Mar 1, 2017
Instrument	1125079

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	DURANGO, CO 81301

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,770 (+1.84%) Land $10,360 Building $59,410	$1,096,080 (-) Land $162,800 Building $933,280
2025	$3,846.00 (+55.21%)	$68,510 (+46.36%) Land $10,180 Building $58,330	$1,096,080 (+67.42%) Land $162,800 Building $933,280
2024	$2,478.00 (+16.28%)	$46,810 (-4.72%) Land $9,280 Building $37,530	$654,670 (-10.72%) Land $129,800 Building $524,870
2023	$2,131.00 (+6.82%)	$49,130 (+7.98%) Land $8,090 Building $41,040	$733,250 (+12%) Land $120,740 Building $612,510
2022	$1,995.00	$45,500 Land $9,020 Building $36,480	$654,670 Land $129,800 Building $524,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 63% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANIMAS WC private · serves 3,096 people · EPA ID CO0134020
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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