Essex County and Merrimac Town property record for 14 Middle St, Merrimac, MA 01860
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 1,580 sqft · built 1881 |
| Lot Size | 0.496 acres (21,631 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Jun 2019) |
| Tax Bill | $5,197 (2026) |
| Deeds & Mortgages | May 2025 Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | MERR M:0018 B:0001 L:006-2 |
| Primary APN | MERR M:0018 B:0001 L:006-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 3,181 sqft |
| Basement Area | 790 sqft |
| Unfinished Basement | 790 sqft |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1881 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,631 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 14 MIDDLE ST |
|---|---|
| City | MERRIMAC |
| State | MA |
| Zip | 01860-1939 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | VR |
| Legal Block | 1 |
| Legal Lot Number | 6-2 |
| Jurisdiction | MERRIMAC MA |
| Township / Civil Division | MERRIMAC |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 262100 |
Source: Essex County and Merrimac Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 MIDDLE ST, MERRIMAC, MA 01860-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2025 | Deed of Trust, Mortgage SPRING EQ LLC |
| Jun 5, 2019 | Condominium Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on Record |
| Deed Sale | Jun 5, 2019 · Amount on Record |
| Prior Sale | Mar 30, 2000 · Amount on Record |
| Deed Document Number | 20192150 |
| Deed Book / Page | 37565 / 122 |
| Prior Transfer Date | May 29, 2019 |
| Prior Transfer Doc | 37565-122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERRIMAC MA |
| Property Address | 14 MIDDLE ST, MERRIMAC, MA 01860-1939 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 042723-558 |
|---|---|
| Date | May 20, 2025 |
| Book Page | 42723/558 |
| Instrument | 20250520000290 |
| Name | SPRING EQ LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | MERRIMAC MA |
| Recording Date | Jun 5, 2019 |
| Property Address | 14 MIDDLE ST, MERRIMAC, MA 01860-1939 |
| Document Number | 37565-122 |
| Book / Page | 037565 / 000122 |
| Instrument Date | May 29, 2019 |
| Instrument | 5002150 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,345.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 MIDDLE ST #2 MERRIMAC MA 018601939, 2, MERRIMAC, MA 01860-1939 |
Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Merrimac Town |
| Unified School District | Pentucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,197.00 (+10.06%) | $394,000 (+10.55%) Building $394,000 | $437,251 (+1.67%) |
| 2025 | $4,722.00 (+7.83%) | $356,400 (+9.86%) Building $356,400 | $430,065 |
| 2024 | $4,379.00 (-0.18%) | $324,400 (+9.23%) Building $324,400 | |
| 2023 | $4,387.00 | $297,000 Building $297,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERRIMAC WATER DEPARTMENT serves 6,988 people · EPA ID MA3180000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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