14 Mendum St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 14 Mendum St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,609 sqft · built 1920
Lot Size	0.122 acres (5,297 sqft)
Owner	2 Individual Names on File
Last Sale	$381,000 (Jul 2011)
Tax Bill	$8,807 (2026)
Deeds & Mortgages	May 2025 Line of Credit Nov 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:B12 P:0000023`

Property Details

APN / Parcel Number

Primary APN	`MELR M:B12 P:0000023`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,609 sqft Living Area
Gross Area	2,688 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,297 sqft (0.122 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	14 MENDUM ST
City	MELROSE
State	MA
Zip	02176-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Subdivision	MELROSE
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	5
Census Block	5024
Census Tract	336100

Owner

14 Mendum St is owned and occupied by two individuals who bought it in July 2011.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 MENDUM ST, MELROSE, MA 02176-1625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Sep 21, 2017	Deed of Trust, Mortgage BROOKLINE BANK
Mar 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 2, 2020	Deed of Trust, Mortgage · Balloon Mortgage BROOKLINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2011 · Amount on File
Deed Sale	Jul 22, 2011 · Amount on File
Deed Document Number	201112
Deed Book / Page	57175 / 201
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	14 MENDUM ST, MELROSE, MA 02176-1625
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084147-72
Date	May 29, 2025
Book Page	84147/72
Instrument	58617

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	14 MENDUM ST, MELROSE, MA 02176-1625
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79052-62
Date	Nov 2, 2021
Book Page	79052/62
Instrument	239794

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2061

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	14 MENDUM ST, MELROSE, MA 02176-1625
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78628-296
Date	Sep 3, 2021
Book Page	78628/296
Instrument	198058

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	14 MENDUM ST, MELROSE, MA 02176-1625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69961-285
Date	Sep 21, 2017
Book Page	69961/285
Instrument	152988

Lender

Name	BROOKLINE BANK

Agreement

Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	14 MENDUM ST, MELROSE, MA 02176-1625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74329-520
Date	Mar 23, 2020
Book Page	74329/520
Instrument	42614

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	14 MENDUM ST, MELROSE, MA 02176-1625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75786-223
Date	Oct 2, 2020
Book Page	75786/223
Instrument	177418

Lender

Name	BROOKLINE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	601 Months
Due	Nov 1, 2070

Tax Assessment & Valuation

The 2026 property tax bill for 14 Mendum St was $8,807, up 21.4% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,807.00 (+21.39%)	$767,800 (+4.78%) Land $474,000 Building $293,800	$876,626 (+15.35%)
2025	$7,255.00 (+3.52%)	$732,800 (+3.84%) Land $447,000 Building $285,800	$760,000
2024	$7,008.00 (+0.79%)	$705,700 (+5.75%) Land $419,900 Building $285,800
2023	$6,953.00	$667,300 Land $406,300 Building $261,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Mendum St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Mendum St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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