Buncombe County property record for 14 McDowell St, Asheville, NC 28801
| Property Type | Medical Building |
|---|---|
| Details | 8,266 sqft · built 1983 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,600,000 (May 2026) |
| Tax Bill | $17,683 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 661155-2020-202 |
| Primary APN | 661155-2020-202 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 8,266 sqft Gross Area |
| 1st Floor Area | 8,266 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 68,389 sqft (1.57 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 379 sqft |
| Patio Area | 71 sqft |
| Canopy | 309 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 661155-2020-202 |
|---|---|
| Street Address | 14 MCDOWELL ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28801-4104 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Local Zoning Code | OB |
| Legal Description | SUBDIV: EAST RIVERSIDE URBAN RENEWAL BLOCK: LOT: PT DISPOSAL PARCELS 77 & 80 SECTION: PLAT: 0046-0042 |
| Legal Subdivision | EAST RIVERSIDE URBAN RENEWAL |
| Legal Block | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 900 |
14 McDowell St, a commercial property, is owned by a company that bought it in May 2026.
Source: Buncombe County records, as of June 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3341 REGENT BLVD, 130, IRVING, TX 75063-3132 |
| Owner Type | Company |
| Vesting | Limited Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 21, 2026 | Special Warranty Deed, Transfer · Construction Mortgage NORTH SIDE BANK AND TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on File |
| Deed Sale | May 21, 2026 · Amount on File |
| Prior Sale | Jul 15, 2011 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 6595 / 727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 14 MCDOWELL ST, ASHEVILLE, NC 28801-4104 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1978 HENDERSONVILLE RD, ASHEVILLE, NC 28803-7766 |
| Document Number | 0062930450 |
|---|---|
| Date | Feb 1, 2023 |
| Book Page | 6293/450 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 21, 2026 |
| Property Address | 14 MCDOWELL ST, ASHEVILLE, NC 28801-4104 |
| Document Number | 6595000727 |
| Book / Page | 6595 / 727 |
| Instrument Date | May 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | INVEST TITLE, INVESTORS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Document Number | 6595000731, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 6595/731 |
| Name | NORTH SIDE BANK AND TRUST COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 14 McDowell St was $17,683.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Asheville City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,683.00 | $1,609,800 Land $1,436,200 Building $173,600 | $1,609,800 Land $1,436,200 Building $173,600 |
| 2023 | $16,213.00 | $1,609,800 | $1,609,800 Land $1,436,200 Building $173,600 |
| 2021 | $1,609,800 Land $1,436,200 Building $173,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 McDowell St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 McDowell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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