14 Maple St, Chester, MA 01011 Property Records

Hampden County and Chester Town property record for 14 Maple St, Chester, MA 01011

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,902 sqft · built 1830
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$110,000 (Apr 2025)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`CHES M:202.0 B:0000 P:0042.0`

Property Details

APN / Parcel Number

Primary APN	`CHES M:202.0 B:0000 P:0042.0`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,902 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	1,224 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Slate
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	14 MAPLE ST
City	CHESTER
State	MA
Zip	01011-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Jurisdiction	CHESTER MA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1087
Census Tract	813001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chester Factory Village Historic District listed 1989 · 134 contributing resources · NRIS 89000145

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Chester Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	124 POSNER CIR, LUDLOW, MA 01056-3246
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage RUBY LENDING LLC
Apr 9, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RUBY LENDING LLC
Dec 20, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DAVID H BURSTEIN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Book / Page	25821 / 130
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER MA
Property Address	14 MAPLE ST, CHESTER, MA 01011-9724
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026243-582
Date	Mar 6, 2026
Book Page	26243/582
Instrument	9818

Lender

Name	RUBY LENDING LLC

Agreement

Amount	Amount Recorded

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER MA
Recording Date	Apr 9, 2025
Property Address	14 MAPLE ST, CHESTER, MA 01011-9724
Document Number	025821-130
Book / Page	25821 / 130
Instrument Date	Apr 9, 2025
Instrument	15410
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 POSNER CIR, LUDLOW, MA 01056-3246

Mortgage

Document Number	0000015441
Date	Apr 9, 2025
Instrument	15441

Lender

Name	RUBY LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	025821-132
Date	Apr 9, 2025
Book Page	25821/132
Instrument	15411

Lender

Name	RUBY LENDING LLC

Agreement

Amount	Amount Recorded
Term	13 Months
Due	May 1, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER MA
Recording Date	Dec 20, 2021
Property Address	14 MAPLE ST, CHESTER, MA 01011-9724
Document Number	024315-531
Book / Page	24315 / 531
Instrument Date	Dec 17, 2021
Instrument	91031
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 PROSPECT ST, EAST LONGMEADOW, MA 01028-2816

Mortgage

Document Number	0000091032
Date	Dec 20, 2021
Instrument	91032

Lender

Name	DAVID H BURSTEIN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Chester Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,359.00 (+5.73%)	$186,000 (-) Land $13,400 Building $172,600
2024	$3,177.00 (+3.59%)	$186,000 (+8.14%) Land $13,400 Building $172,600
2023	$3,067.00	$172,000 Land $13,400 Building $158,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2014–2018)
Most Recent Claim	Jan 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER WATER DEPT serves 750 people · EPA ID MA1059000
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	5 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Treatment failure not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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