14 Maple Ct, Waterford, CT 06385 Property Records

Waterford Town property record for 14 Maple Ct, Waterford, CT 06385

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,938 sqft · built 1983
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Jun 2001)
Tax Bill$6,525 (2026)
Deeds & MortgagesDec 2023 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNWATE M:84 L:4398

Property Details

APN / Parcel Number

Primary APNWATE M:84 L:4398
Alternative APNs
  • WFRD M:84 L:4398
  • 0397900
  • 397900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,938 sqft Living Area
Gross Area4,890 sqft
Basement Area670 sqft
Unfinished Basement670 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area21,344 sqft (0.49 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number397900
Street Address14 MAPLE CT
CityWATERFORD
StateCT
Zip06385-4326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal Lot Number4398
JurisdictionWATERFORD CT
Township / Civil DivisionWATERFORD
Census Block Group2
Census Block2020
Census Tract693700

Owner

14 Maple Ct is owned and occupied by two individuals who bought it in June 2001.

Source: Waterford Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address14 MAPLE CT, WATERFORD, CT 06385-4326
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
CHELSEA GROTON BANK
Sep 7, 2017Deed of Trust, Mortgage
CHELSEA GROTON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2001 · Amount on File
Deed SaleJun 14, 2001 · Amount on File
Deed Book / Page529 / 534
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERFORD CT
Property Address14 MAPLE CT, WATERFORD, CT 06385-4326
Transaction TypeMortgage
Record UpdatedDec 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001843-260
DateDec 20, 2023
Book Page1843/260
Instrument172984
Lender
NameCHELSEA GROTON BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term169 Months
DueJan 1, 2038

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERFORD CT
Property Address14 MAPLE CT, WATERFORD, CT 06385-4326
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1524-236
DateSep 7, 2017
Book Page1524/236
Lender
NameCHELSEA GROTON BANK
Agreement
AmountAmount on Record
Term60 Months
DueSep 1, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 14 Maple Ct was $6,525, up 6.4% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWaterford Town
Unified School DistrictWaterford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,525.00 (+6.44%)$265,900 (+1.32%) Land $71,400 Building $194,500$477,669 (+160.03%)
2025$6,130.00$262,430 Land $71,400 Building $191,030$183,701 Land $49,980 Building $133,721
2024$6,130.00 (+10.17%)
2023$5,564.00$262,430 Land $71,400 Building $191,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Maple Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Maple Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 86% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERFORD WPCA
serves 16,578 people · EPA ID CT1520071
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 2,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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