Kershaw County property record for 14 Lucerne Dr, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,178 sqft · built 2008 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $273,000 (Jun 2026) |
| Tax Bill | $1,067 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 333-00-00-135 |
| Primary APN | 333-00-00-135 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,178 sqft Gross Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Account Number | 49383 |
|---|---|
| Street Address | 14 LUCERNE DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-7106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 37 - SANDY CRREK SUB. PH 3 |
| Legal Subdivision | SANDY CRREK SUB |
| Legal Phase | 3 |
| Legal Lot Number | 37 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970909 |
Source: Kershaw County records · APN 333-00-00-135
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 LUCERNE DR, ELGIN, SC 29045-7106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2026 · Amount on Record |
| Deed Sale | Jun 03, 2026 · Amount on Record |
| Prior Sale | Feb 13, 2009 · Amount on Record |
| Deed Document Number | 20265302 |
| Deed Book / Page | 5605 / 63 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 03, 2026 |
| Property Address | 14 LUCERNE DR, ELGIN, SC 29045-7106 |
| Document Number | 0000005302 |
| Book / Page | 5605 / 63 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 20265302 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,689.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 LUCERNE DR, ELGIN, SC 29045-7106 |
| Document Number | 0000005303, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 20265303 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,067.00 (-8.8%) | $163,900 (-) Land $28,000 Building $135,900 | $163,900 (-) |
| 2023 | $1,170.00 | $163,900 Land $28,000 Building $135,900 | $163,900 |
Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: TruVista Communications.
Based on FCC filings for 55 locations within half a mile of this property.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures