Essex County and Andover Town property record for 14 Lucerne Dr, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,086 sqft · built 1954 |
| Lot Size | 0.373 acres (16,261 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $770,000 (Mar 2021) |
| Tax Bill | $9,885 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Mar 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00021 B:00151 L:00000 |
| Primary APN | ANDO M:00021 B:00151 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 3,285 sqft |
| Basement Area | 1,264 sqft |
| Unfinished Basement | 442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,261 sqft (0.373 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14 LUCERNE DR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 151 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 254200 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Mar 19, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Jan 10, 2020 | Deed of Trust, Mortgage · ARM US BANK NA |
| Sep 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Sep 21, 2017 | Quit Claim Deed, Transfer GMH MORTGAGE SERVICES LLC |
| Jan 30, 2017 | Quit Claim Deed, Transfer GJC LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on Record |
| Deed Sale | Mar 19, 2021 · Amount on Record |
| Prior Sale | Sep 21, 2017 · Amount on Record |
| Deed Book / Page | 16830 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 14 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 017179-190 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 17179/190 |
| Instrument | 34003 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Mar 19, 2021 |
| Property Address | 14 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Document Number | 0016830-46 |
| Book / Page | 16830 / 46 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 9261 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Document Number | 0000009262 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 9262 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 14 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16149-295 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 16149/295 |
| Instrument | 615 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 14 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16499-112 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 16499/112 |
| Instrument | 24932 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Sep 21, 2017 |
| Property Address | 14 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Document Number | 15230-239 |
| Book / Page | 15230 / 239 |
| Instrument | 24522 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62.12 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Document Number | 152300241 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 15230/0241 |
| Name | GMH MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jan 30, 2017 |
| Property Address | 14 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Document Number | 14973-308 |
| Book / Page | 014973 / 000308 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 2860 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,311.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 426 E 6TH ST SOUTH BOSTON MA 021273057, SOUTH BOSTON, MA 02127-3057 |
| Document Number | 14973-311 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 014973/000311 |
| Instrument | 2862 |
| Name | GJC LLC |
|---|
| Amount | Amount Recorded |
|---|
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,885.00 (+9.89%) | $791,400 (+13.32%) Land $459,800 Building $331,600 | $968,335 |
| 2024 | $8,995.00 (+4.46%) | $698,400 (+10.79%) Land $412,800 Building $285,600 | |
| 2023 | $8,611.00 | $630,400 Land $371,700 Building $258,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures