Middlesex County and Belmont Town property record for 14 Loring St, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,630 sqft · built 2005 |
| Lot Size | 0.103 acres (4,485 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,868 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:15 P:000060 S |
| Primary APN | BELM M:15 P:000060 S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,630 sqft Living Area |
| Gross Area | 2,859 sqft |
| 1st Floor Area | 1,315 sqft |
| Basement Area | 1,075 sqft |
| Unfinished Basement | 572 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,485 sqft (0.103 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 14 LORING ST |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-4713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 357600 |
14 Loring St is owned and occupied by two individuals who acquired it in July 2007.
Source: Middlesex County and Belmont Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 LORING ST, BELMONT, MA 02478-4713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2007 |
| Deed Sale | Jul 26, 2007 |
| Prior Sale | Nov 26, 2004 · Amount on File |
| Deed Document Number | 20071449884 |
| Deed Book / Page | 1341 / 79 |
| Transfer Doc | 1341-79 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 14 LORING ST, BELMONT, MA 02478-4713 |
| Document Number | 0001848395 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14 LORING ST BELMONT MA 024784713, BELMONT, MA 02478-4713 |
| Document Number | 0001848395 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 1848395 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 30, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 14 Loring St was $11,868.
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,868.00 | $1,042,000 Land $574,000 Building $468,000 | $931,475 (-38.67%) |
| 2024 | $1,518,860 | ||
| 2023 | $11,802.00 | $1,050,000 Land $717,000 Building $333,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Loring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14 Loring St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T.
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