14 Lockhart Ln, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 14 Lockhart Ln, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,338 sqft · built 1985
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`162772-0030`

Property Details

APN / Parcel Number

Primary APN	`162772-0030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	2,014 sqft
1st Floor Area	1,338 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	97 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	302 sqft
Deck Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14 LOCKHART LN
City	SAINT AUGUSTINE
State	FL
Zip	32080-5958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15/82 83 CASA DE CONTERA LOT 3 BLK B OR1392/1688
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	CASA DE CONTERA
Legal Block	B
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	21409

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 LOCKHART LN, SAINT AUGUSTINE, FL 32080-5958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIDELITY BANK
Mar 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Jul 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	14 LOCKHART LN, SAINT AUGUSTINE, FL 32080-5958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045960172
Date	Aug 13, 2018
Book Page	4596/0172
Instrument	2018058407

Lender

Name	FIDELITY BANK
Type	Bank
Address	SAINT AUGUSTINE, FL 32080

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 10, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	14 LOCKHART LN, SAINT AUGUSTINE, FL 32080-5958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046951280
Date	Mar 19, 2019
Book Page	4695/1280
Instrument	2019018382

Lender

Name	FIDELITY BANK
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	14 LOCKHART LN, SAINT AUGUSTINE, FL 32080-5958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047611099
Date	Jul 18, 2019
Book Page	4761/1099
Instrument	2019051875

Lender

Name	FIDELITY BANK
Type	Bank
Address	SAINT AUGUSTINE, FL 32080

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,993 (+2.7%)	$396,040 (-8.06%) Land $150,000 Building $246,040
2025	$2,119.00 (+10.65%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$173,314 (+2.9%)	$430,741 (+4.63%) Land $160,000 Building $270,741
2024	$1,915.00 (+14.47%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$168,430 (+3%)	$411,686 (-1.64%) Land $148,000 Building $263,686
2023	$1,673.00 (+3.27%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$163,524 (+3%)	$418,536 (+15.45%) Land $148,000 Building $270,536
2022	$1,620.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$158,761	$362,536 Land $128,800 Building $233,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 220 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	565 units insured incl. 345 condo units
Nearby Flood Claims	60 (2015–2024)
Claims Outside the SFHA	55 of 60
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Matthew, Oct 2016 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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