14 Lloyd Ave, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 14 Lloyd Ave, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,416 sqft · built 1960
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Mar 2018)
Tax Bill	$10,387 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-10403-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`19-10403-0000-00008`
Alternative APN	`191040300008`

Interior

Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Street Address	14 LLOYD AVE
City	STANHOPE
State	NJ
Zip	07874-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Block	10403
Legal Lot Number	8
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	3
Census Block	3005
Census Tract	374600

Owner

14 Lloyd Ave is owned and occupied by an individual who bought it in March 2018.

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	14 LLOYD AVE, STANHOPE, NJ 07874-2925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Mar 19, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Sep 6, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	Sep 6, 2017 · Amount on File
Deed Document Number	201810058940
Deed Book / Page	3469 / 281
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	14 LLOYD AVE, STANHOPE, NJ 07874-2925
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099570247
Date	May 26, 2021
Book Page	9957/247
Instrument	20210526010140140

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	Dec 1, 2035

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Mar 19, 2018
Property Address	14 LLOYD AVE, STANHOPE, NJ 07874-2925
Document Number	0034690281
Book / Page	003469 / 000281
Instrument Date	Feb 8, 2018
Instrument	58940
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$221.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WINDING WAY RANDOLPH NJ 078693834, RANDOLPH, NJ 07869-3834

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 6, 2017
Property Address	14 LLOYD AVE, STANHOPE, NJ 07874-2925
Document Number	0034430468
Book / Page	003443 / 000468
Instrument Date	Jan 3, 2017
Transaction Type	Foreclosure
Record Updated	Oct 16, 2017

Transaction

Amount	Amount on Record
Tax	$7.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 14 Lloyd Ave was $10,387, up 3.2% from the year before.

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,800 (+110.77%) Land $192,200 Building $277,600	$469,800 (+110.77%) Land $192,200 Building $277,600
2025	$10,387.00 (+3.24%)	$222,900 Land $79,400 Building $143,500	$222,900 Land $79,400 Building $143,500
2024	$10,061.00
2023		$222,900 Land $79,400 Building $143,500	$222,900 Land $79,400 Building $143,500
2022	$9,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Lloyd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Lloyd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile, Verizon.

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