14 Liberty St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 14 Liberty St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,695 sqft · built 1891
Lot Size	0.257 acres (11,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Mar 2019)
Tax Bill	$9,591 (2025)
Deeds & Mortgages	Feb 2021 Refinance Mar 2019 Sale & Mortgage + 1 more
APN	`NHAM M:030B B:0040 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:030B B:0040 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,695 sqft Living Area
Gross Area	3,257 sqft
1st Floor Area	1,098 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 2016
Architectural Style	Victorian
Exterior Material	Wood Siding
Lot Area	11,191 sqft (0.257 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	14 LIBERTY ST
City	FLORENCE
State	MA
Zip	01062-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Block	40
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3026
Census Tract	821602

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 LIBERTY ST, FLORENCE, MA 01062-2741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTHAMPTON SAVINGS BANK
Mar 29, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTHAMPTON SAVINGS BANK
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Nov 13, 2014 · Amount on Record
Deed Book / Page	13225 / 353
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	14 LIBERTY ST, NORTHAMPTON, MA 01062-2741
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013974-121
Date	Feb 10, 2021
Book Page	13974/121
Instrument	3180

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Mar 29, 2019
Property Address	14 LIBERTY ST, NORTHAMPTON, MA 01062-2741
Document Number	13225-353
Book / Page	13225 / 353
Instrument Date	Mar 28, 2019
Instrument	4755
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 GROVE ST, NORTHAMPTON, MA 01060-3609

Mortgage

Document Number	4756
Date	Mar 29, 2019
Instrument	4756

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	14 LIBERTY ST, NORTHAMPTON, MA 01062-2741
Document Number	12933-219
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LIBERTY ST NORTHAMPTON MA 010622741, NORTHAMPTON, MA 01062-2741

Mortgage

Document Number	12933-219
Date	Apr 26, 2018
Book Page	012933/000219
Instrument	7270

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,591.00 (-1.44%)	$688,500 (+12.08%) Land $121,500 Building $567,000	$812,820 (+3.01%)
2024			$789,070
2023	$9,731.00	$614,300 Land $110,400 Building $503,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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