14 Layne Rd, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 14 Layne Rd, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,368 sqft · built 1971
Lot Size	0.347 acres (15,107 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 1999)
Tax Bill	$10,557 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00365-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`08-00365-0000-00010`
Alternative APN	`080036500010`

Interior

Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	15,107 sqft (0.347 acres)
Lot Dimensions	159 ft deep x 95 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	14 LAYNE RD
City	SOMERSET
State	NJ
Zip	08873-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	FOXWOOD SEC 07
Legal Block	365
Legal Lot Number	10
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1025
Census Tract	53103

Owner

14 Layne Rd is owned and occupied by an individual who bought it in December 1999.

Source: Somerset County and Franklin Township records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	14 LAYNE RD, SOMERSET, NJ 08873-2920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 1999 · Amount on File
Deed Sale	Dec 22, 1999 · Amount on File
Prior Sale	Jul 21, 1993
Deed Book / Page	2274 / 137
Prior Transfer Date	Jun 3, 1993
Prior Transfer Doc	1915000017
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Oct 6, 2026
Property Address	14 LAYNE RD, SOMERSET, NJ 08873-2920
Document Number	0000028265
Book / Page	7706 / 3085
Instrument Date	Sep 30, 2026
Instrument	202628265
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LAYNE RD, SOMERSET, NJ 08873-2920

Mortgage

Document Number	0000028265,
Date	Oct 6, 2026
Book Page	7706/3085
Instrument	202628265

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2056

Interest

Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	14 LAYNE RD, SOMERSET, NJ 08873-2920
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009205
Date	Feb 10, 2021
Book Page	7307/2575
Instrument	2021009205

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	14 LAYNE RD, SOMERSET, NJ 08873-2920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025288
Date	Jul 16, 2019
Book Page	7132/0181
Instrument	2019025288

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14 Layne Rd was $10,557, up 10.3% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,500 (-) Land $365,200 Building $234,300	$599,500 (-) Land $365,200 Building $234,300
2025	$10,557.00 (+10.27%)	$599,500 Land $365,200 Building $234,300	$599,500 Land $365,200 Building $234,300
2024	$9,574.00
2023		$455,500 Land $295,200 Building $160,300	$455,500 Land $295,200 Building $160,300
2022	$8,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Layne Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2010–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Layne Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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