14 Lancaster St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 14 Lancaster St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,784 sqft · built 1925
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$197,500 (Jun 2017)
Tax Bill	$4,757 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:07485 P:0003`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07485 P:0003`
Alternative APN	`74850003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,784 sqft Living Area
1st Floor Area	676 sqft
Basement Area	180 sqft
Unfinished Basement	180 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	74850003
Street Address	14 LANCASTER ST
City	SPRINGFIELD
State	MA
Zip	01118-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3002
Census Tract	802400

Owner

14 Lancaster St is owned and occupied by two individuals who bought it in June 2017.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 LANCASTER ST, SPRINGFIELD, MA 01118-1111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Jun 22, 2017	Quit Claim Deed, Transfer CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on File
Deed Sale	Jun 22, 2017 · Amount on File
Prior Sale	Jun 5, 2009 · Amount on File
Deed Book / Page	21732 / 568
Transfer Doc	021732-568
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	14 LANCASTER ST, SPRINGFIELD, MA 01118-1111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025143-534
Date	Sep 6, 2023
Book Page	25143/534
Instrument	41885

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2033

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 22, 2017
Property Address	14 LANCASTER ST, SPRINGFIELD, MA 01118-1111
Document Number	21732-568
Book / Page	21732 / 568
Instrument	34628
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LANCASTER ST, SPRINGFIELD, MA 01118-1111

Mortgage

Document Number	217320570
Date	Jun 22, 2017
Instrument	21732/0570

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 14 Lancaster St was $4,757, down 7.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,757.00 (-7.4%)	$307,700 (-6.07%) Land $45,200 Building $262,500	$318,956 (-3.19%)
2025	$5,137.00	$327,600 Land $45,200 Building $282,400	$329,460 (+1.82%)
2024			$323,570
2023	$4,191.00	$245,800 Land $43,100 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Lancaster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Lancaster St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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