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14 Lancaster Ct, Louisa, VA 23093 Property Records

Louisa County property record for 14 Lancaster Ct, Louisa, VA 23093

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,498 sqft · built 2008
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$311,000 (Jun 2008)
Tax Bill$4,231 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN41D 1 4

Property Details

APN / Parcel Number

Primary APN41D 1 4
Alternative APNs
  • 27862
  • 26403

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,498 sqft Living Area
1st Floor Area952 sqft
Basement Area952 sqft
Finished Basement914 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area720 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area360 sqft
Deck Area114 sqft
Patio Area420 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number26403
Street Address14 LANCASTER CT
CityLOUISA
StateVA
Zip23093-5248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionHEATHER GLEN SUBDIVISION PB 8/1896 SEC 1 LOT 4 DB 1371/491 1.421 AC
Legal SubdivisionHEATHER GLEN SUBDIVISION
Legal Lot Number4
JurisdictionLOUISA VA
Township / Civil DivisionLOUISA
Census Block Group1
Census Block1031
Census Tract950201

Owner

14 Lancaster Ct is owned and occupied by two individuals who acquired it in July 2013.

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14 LANCASTER CT, LOUISA, VA 23093-5248
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Jan 7, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2008 · Amount on File
Deed SaleJun 30, 2008 · Amount on File
Deed Document Number20085662
Deed Book / Page1135 / 230
Last Transfer DateJul 12, 2013
Transfer Doc0000004684
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUISA VA
Property Address14 LANCASTER CT, LOUISA, VA 23093-5248
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyTITLE SPECIALISTS OF VA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001736/256
DateFeb 9, 2021
Book Page1736/256
Instrument202100001483
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUISA VA
Property Address14 LANCASTER CT, LOUISA, VA 23093-5248
Document Number0000001980
Instrument DateJan 7, 2020
Transaction TypeMortgage
Record UpdatedMar 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14 LANCASTER CT LOUISA VA 230935248, LOUISA, VA 23093-5248

Mortgage

Document Number0000001980
DateFeb 27, 2020
Book Page001660/000001
Instrument1980
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term300 Months
DueFeb 26, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 14 Lancaster Ct was $4,231, up 11.2% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLouisa County
Unified School DistrictLouisa County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$595,924 (+1.4%) Land $54,600 Building $541,324$595,924 (+1.4%) Land $54,600 Building $541,324
2025$4,231.00 (+11.2%)$587,700 Land $54,600 Building $533,100$587,700 Land $54,600 Building $533,100
2024$3,805.00
2023$499,000 Land $54,600 Building $444,400
2022$1,969.00$499,000 Land $54,600 Building $444,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Lancaster Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Lancaster Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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