14 Lamplight Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 14 Lamplight Ln, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,490 sqft · built 1972
Lot Size	0.181 acres (7,902 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2023)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-07-000000-033280`

Property Details

APN / Parcel Number

Primary APN	`27-29-07-000000-033280`
Alternative APNs	`072927000000033280` `72927000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,490 sqft Living Area
Gross Area	1,336 sqft
1st Floor Area	1,120 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,902 sqft (0.181 acres)
Lot Dimensions	100 ft deep x 79 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	342 sqft
Carport	Carport
Carport Area	342 sqft
Porch	Florida Room
Porch Area	240 sqft

Location & Zoning

Street Address	14 LAMPLIGHT LN
City	WINTER HAVEN
State	FL
Zip	33884-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	W 79 FT OF E 229 FT OF S 100 FT OF N 475 FT OF W1/2 OF NW1/4 OF NW1/4 BEING LOT 31 OF UNREC HAVEN GROVE MANOR
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	HAVEN GROVE MANOR
Legal Tract	000000
Legal Block	1
Legal Lot Number	31
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1050
Census Tract	14123

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7830 SW 33RD TER, MIAMI, FL 33155-3534
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Jun 29, 2020	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FIN'L CORP
Oct 10, 2019	Warranty Deed, Mortgage · Conventional Mortgage DOUGLAS R & GAYLE L ROSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	2023238885
Deed Book / Page	12867 / 1565
Prior Transfer Date	Apr 5, 2006
Prior Transfer Doc	0000086014
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 10, 2023
Property Address	14 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3221
Document Number	0000238885
Book / Page	12867 / 1565
Instrument Date	Oct 4, 2023
Instrument	2023238885
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	TRULY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4407 SHERIDAN RD, SAGINAW, MI 48601-5729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7830 SW 33RD TER, MIAMI, FL 33155-3534

Mortgage

Document Number	0128671567
Date	Oct 10, 2023
Instrument	12867/1567

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 29, 2020
Property Address	14 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3221
Document Number	0112812105
Book / Page	011281 / 002105
Instrument Date	Jun 26, 2020
Instrument	129958
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 SHERWOOD DR LAKE WALES FL 338983417, LAKE WALES, FL 33898-3417

Mortgage

Document Number	112812107
Date	Jun 29, 2020
Book Page	011281/002107
Instrument	129959

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

October 2019: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 10, 2019
Property Address	14 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3221
Document Number	0110021434
Book / Page	011002 / 001434
Instrument Date	Oct 4, 2019
Instrument	215400
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	122 E LAKE AVE LONGWOOD FL 327505441, LONGWOOD, FL 32750-5441

Mortgage

Document Number	110021437
Date	Oct 10, 2019
Book Page	011002/001437
Instrument	215401

Lender

Name	DOUGLAS R & GAYLE L ROSE
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,587 (-6.84%) Land $31,000 Building $167,587	$198,587 (-6.84%) Land $31,000 Building $167,587
2025	$2,756.00 (-19.2%)	$213,165 (-5.14%) Land $31,000 Building $182,165	$213,165 (-5.14%) Land $31,000 Building $182,165
2024	$3,411.00 (+15.9%)
2023	$2,943.00 (+11.77%)	$224,725 (+19.14%) Land $30,000 Building $194,725	$224,725 (+19.14%) Land $30,000 Building $194,725
2022	$2,633.00	$188,630 Land $21,567 Building $167,063	$188,630 Land $21,567 Building $167,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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