Merrimack County and Concord City property record for 14 Ladybug Ln, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,100 sqft · built 1979 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Company Name on File |
| Tax Bill | $8,675 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:473-Z B:34 |
| Primary APN | M:473-Z B:34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,462 sqft (0.86 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 14 LADYBUG LN |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-5809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Block | 34 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 32800 |
Source: Merrimack County and Concord City records · APN M:473-Z B:34
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14 LADYBUG LN, CONCORD, NH 03301-5809 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit TRADITIONAL MTG ACCEP |
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 25, 2022 | Warranty Deed, Transfer |
| Dec 21, 2017 | Reverse Mortgage, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 05, 2021 |
| Transfer Doc | 0000014536 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 14 LADYBUG LN, CONCORD, NH 03301-5809 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000017199 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 3908/366 |
| Instrument | 202500017199 |
| Name | TRADITIONAL MTG ACCEP |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 745 Months |
| Due | Nov 01, 2087 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 14 LADYBUG LN, CONCORD, NH 03301-5809 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000017200 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 3908/381 |
| Instrument | 202500017200 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 745 Months |
| Due | Nov 01, 2087 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Jul 25, 2022 |
| Property Address | 14 LADYBUG LN, CONCORD, NH 03301-5809 |
| Document Number | 0000014536 |
| Book / Page | 3800 / 716 |
| Instrument Date | Oct 05, 2021 |
| Instrument | 202200014536 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 LADYBUG LN, CONCORD, NH 03301-5809 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Dec 21, 2017 |
| Property Address | 14 LADYBUG LN, CONCORD, NH 03301-5809 |
| Document Number | 0035810003 |
| Book / Page | 003581 / 000003 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 23900 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14485 LADYBUG LN CONCORD NH 03301, CONCORD, NH 03301 |
| Document Number | 35810006 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 003581/000006 |
| Instrument | 23901 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Dec 20, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Document Number | 35810021, |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 003581/000021 |
| Instrument | 23902 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Dec 20, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
Source: Merrimack County and Concord City records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,675.00 (+5.63%) | $298,000 (+0.47%) Land $127,400 Building $170,600 | |
| 2024 | $8,213.00 (+3.09%) | $296,600 (-) Land $127,400 Building $169,200 | |
| 2023 | $7,967.00 (+3.75%) | $296,600 (-) Land $127,400 Building $169,200 | $335,160 |
| 2022 | $7,679.00 | $296,600 Land $127,400 Building $169,200 |
Source: FEMA National Flood Hazard Layer as of January 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cogeco Cable Holdings II Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Consolidated Communications.
Based on FCC filings for 159 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONCORD WATER DEPT serves 44,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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