14 Keystone Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 14 Keystone Rd, Oak Bluffs, MA 02557 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Architecture Style	Cape Cod
Year Built	Built 2012
Square Footage	1,606 sqft Living Area
Lot Size	80,891 sqft (1.85 acres)
Last Sale	$605,000 (2016)
Tax Bill	$6,931.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0038 B:0009 L:001`
Alternative APN	`4053`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,606 sqft Living Area
Gross Area	3,221 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2012
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	80,891 sqft (1.85 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	4053
Street Address	14 KEYSTONE RD
City	OAK BLUFFS
State	MA
Zip	02557-6990
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	9
Legal Lot Number	1
Jurisdiction	OAK BLUFFS MA
Minor Civil Division	OAK BLUFFS
Census Blockgroup	3
Census Block	3041
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records · APN OAKB M:0038 B:0009 L:001

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 LAGOON POND RD, VINEYARD HAVEN, MA 02568-6801
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2016 · Amount on Record
Deed Sale	Aug 24, 2016 · Amount on Record
Deed Book / Page	1413 / 90
Record Refreshed	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	14 KEYSTONE RD, OAK BLUFFS, MA 02557-6990
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001558-815
Date	Jan 04, 2021
Book Page	1558/815

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,931.00 (+1.01%)	$1,372,500 (+4.61%) Land $686,000 Building $686,500
2024	$6,862.00 (+11.76%)	$1,312,000 (+12.83%) Land $623,500 Building $688,500
2023	$6,140.00	$1,162,800 Land $555,300 Building $607,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dukes County (25007C), updated February 7, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.