14 Kent Rd, Elkton, MD 21921 Property Records

Cecil County property record for 14 Kent Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1958
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2025)
Tax Bill	$1,823 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-018024`

Property Details

APN / Parcel Number

Primary APN	`03-018024`
Alternative APNs	`3018024` `018024`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Total Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.149 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	018024
Street Address	14 KENT RD
City	ELKTON
State	MD
Zip	21921-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Description	LOT 8 - .1495 ACRE 14 KENT ROAD ELKWOOD ESTATES
Legal Subdivision	KENT ROAD ELKWOOD ESTATES
Legal Block	4
Legal Lot Number	8
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1023
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 KENT RD, ELKTON, MD 21921-6503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 30, 2018	Deed, Transfer · VA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Dec 20, 2024 · Amount on Record
Deed Book / Page	5692 / 217
Prior Transfer Date	May 9, 2024
Prior Transfer Doc	0054650466
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 31, 2025
Property Address	14 KENT RD, ELKTON, MD 21921-6503
Document Number	0056920217
Book / Page	5692 / 217
Map Reference	MB RRC 1 FO 84&84A
Instrument Date	Oct 27, 2025
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 KENT RD, ELKTON, MD 21921-6503

Mortgage

Document Number	0005692222
Date	Oct 31, 2025
Instrument	5692/222

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Nov 30, 2018
Property Address	14 KENT RD, ELKTON, MD 21921-6503
Document Number	0043310299
Book / Page	4331 / 299
Map Reference	MB RRC1 FO84&85
Instrument Date	Nov 26, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 KENT RD, ELKTON, MD 21921-6503

Mortgage

Document Number	0004331309
Date	Nov 30, 2018
Instrument	4331/309

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,823.00 (+9.89%)	$168,167 (+10.9%)	$184,700 (-) Land $55,400 Building $129,300
2025	$1,659.00 (+19.61%)	$151,633 (+17.85%)	$184,700 (+36.71%) Land $55,400 Building $129,300
2023	$1,387.00 Homeowner's exemption	$128,667	$135,100 Land $38,900 Building $96,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

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