14 Jerome Ct, Charleston, SC 29414 Property Records

Charleston County property record for 14 Jerome Ct, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,798 sqft · built 1989
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Sep 2017)
Tax Bill	$1,639 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`358-03-00-107`

Property Details

APN / Parcel Number

Primary APN	`358-03-00-107`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,798 sqft Living Area
1st Floor Area	1,432 sqft
Upper Floors Area	366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	135 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 JEROME CT
City	CHARLESTON
State	SC
Zip	29414-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MAYFAIR AT SHADOWMOSS PLANTATION DESCRIPTION -LOT 17 PHASE THB-4
Legal Subdivision	MAYFAIR AT SHADOWMOSS PLANTATION
Legal Phase	4
Legal Lot Number	17
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	1
Census Block	1017
Census Tract	5701

Owner

14 Jerome Ct is owned and occupied by two individuals who bought it in September 2017.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 JEROME CT, CHARLESTON, SC 29414-6810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Deed of Trust, Mortgage · Line of Credit REV FEDERAL CREDIT UNION
Oct 21, 2019	Deed of Trust, Mortgage · Conventional with PMI CERTAINTY HM LNS LLC
Sep 14, 2017	Grant Deed, Transfer · FHA Mortgage WR STARKEY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2017 · Amount on File
Deed Sale	Sep 14, 2017 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Deed Book / Page	665 / 688
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	14 JEROME CT, CHARLESTON, SC 29414-6810
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012640719
Date	Aug 28, 2024
Book Page	1264/719

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 24, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	14 JEROME CT, CHARLESTON, SC 29414-6810
Document Number	0835/0516
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 JEROME CT CHARLESTON SC 294146810, CHARLESTON, SC 29414-6810

Mortgage

Document Number	0835/0516
Date	Oct 30, 2019
Book Page	000835/000516

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 14, 2017
Property Address	14 JEROME CT, CHARLESTON, SC 29414-6810
Document Number	0665/0688
Book / Page	000665 / 000688
Instrument Date	Sep 1, 2017
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 JEROME CT CHARLESTON SC 294146810, CHARLESTON, SC 29414-6810

Mortgage

Document Number	665/0689
Date	Sep 14, 2017
Book Page	000665/000689

Lender

Name	WR STARKEY MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14 Jerome Ct was $1,639, up 15.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,639.00 (+15.5%)	$295,895 (+2,775.56%) Land $55,430 Building $240,465	$397,600 Land $64,400 Building $333,200
2024	$1,419.00	$10,290
2022	$1,304.00	$10,290	$257,300 Land $48,200 Building $209,100
2020			$257,300 Land $48,200 Building $209,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 Jerome Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 248 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	264 units insured incl. 16 condo units
Nearby Flood Claims	74 (2015–2024)
Claims Outside the SFHA	4 of 74
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 13 claims Severe Storms And Flooding, Oct 2015 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Jerome Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jerome Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures