14 Jay St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 14 Jay St, Phelps, NY 14532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Oct 2024)
Tax Bill	$3,744 (2026)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Sep 2021 Refinance + 1 more
APN	`5131-000-06`

Property Details

APN / Parcel Number

Primary APN	`5131-000-06`
Alternative APN	`324001 48.05-2-23.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	928 sqft
Upper Floors Area	464 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	115 ft deep x 73.7 ft wide
Garage Type	Detached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5131-000-06
Street Address	14 JAY ST
City	PHELPS
State	NY
Zip	14532-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	.22 ACRES
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	ONTARIO NY
Township / Civil Division	PHELPS
Census Block Group	2
Census Block	2005
Census Tract	50401

Owner

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 JAY ST, PHELPS, NY 14532-1062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage ESL FCU
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANT COMMUNITY CREDIT UNION
Jan 18, 2011	Deed, Transfer CRAIG WELCH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2024 · Amount on Record
Deed Sale	Oct 23, 2024 · Amount on Record
Prior Sale	Nov 18, 2013 · Amount on Record
Deed Document Number	2024202410230193
Deed Book / Page	1547 / 910
Prior Transfer Date	Jun 4, 2009
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Oct 23, 2024
Property Address	14 JAY ST, PHELPS, NY 14532-1062
Document Number	001547/910
Book / Page	1547 / 910
Instrument Date	Oct 22, 2024
Instrument	202410230193
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202410230194
Date	Oct 23, 2024
Instrument	202410230194

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	14 JAY ST, PHELPS, NY 14532-1062
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3095/943
Date	Sep 3, 2021
Book Page	3095/943
Instrument	202109030067

Lender

Name	RELIANT COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Oct 1, 2030

January 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Jan 18, 2011
Property Address	14 JAY ST, PHELPS, NY 14532-1062
Document Number	0000001256/0000000149
Book / Page	0000001256 / 0000000149
Instrument Date	Jan 14, 2011
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	CRAIG WELCH

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Phelps Town
Municipality	Phelps Village
Unified School District	Phelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,744.00 (+20.27%)
2025	$3,113.00	$99,500 (-) Land $8,800 Building $90,700	$138,200 (+13.89%) Land $12,223 Building $125,977
2023		$99,500 Land $8,800 Building $90,700	$121,350 Land $10,732 Building $110,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049
Water Source	Purchased surface water from WATERLOO VILLAGE
Last State Inspection	Oct 2024
Also Mapped Here	PHELPS VILLAGE
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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