Oswego County and Schroeppel Town property record for 14 Jay Ln, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 2021 |
| Lot Size | 0.189 acres (8,242 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jul 2022) |
| Tax Bill | $7,567 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 355401 304.17-04-39.1 |
| Primary APN | 355401 304.17-04-39.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,242 sqft (0.189 acres) |
| Lot Dimensions | 136 ft deep x 60.4 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 252 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 14 JAY LN |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-2228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | PHOENIX HEIGHTS TRACT |
| Legal Block | 4 |
| Legal Lot Number | 39.100 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCHROEPPEL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20901 |
Source: Oswego County and Schroeppel Town records · APN 355401 304.17-04-39.1
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 JAY LN, PHOENIX, NY 13135-2228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FULTON SAVINGS BANK |
| Jul 08, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2022 · Amount on Record |
| Deed Sale | Jul 08, 2022 · Amount on Record |
| Prior Sale | Jul 09, 2021 · Amount on Record |
| Deed Document Number | 20227271 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 14 JAY LN, PHOENIX, NY 13135-2228 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 2712 LAMSON RD, PHOENIX, NY 13135-9001 |
| Document Number | 0000009041 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | R-2023-009041 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FULTON, NY 13069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 08, 2022 |
| Property Address | 14 JAY LN, PHOENIX, NY 13135-2228 |
| Document Number | 0000007271 |
| Map Reference | MB 519 PG 622 |
| Instrument Date | Jun 10, 2022 |
| Instrument | R-2022-007271 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 162 BANKRUPT RD, 162, PHOENIX, NY 13135-2193 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 JAY LN, PHOENIX, NY 13135-2228 |
| Document Number | 0000007272 |
|---|---|
| Date | Jul 08, 2022 |
| Instrument | R-2022-007272 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Oswego County and Schroeppel Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Schroeppel Town |
| Municipality | Phoenix Village |
| Unified School District | Phoenix Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,567.00 | $152,000 (-13.39%) Land $12,700 Building $139,300 | $337,778 (+5.86%) Land $28,222 Building $309,556 |
| 2023 | $175,500 Land $12,700 Building $162,800 | $319,091 Land $23,091 Building $296,000 |
Source: FEMA National Flood Hazard Layer as of October 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PHOENIX VILLAGE public/private · serves 2,138 people |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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