14 Islander Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 14 Islander Cir, Saint Augustine, FL 32080 · Last verified June 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 2012
Square Footage	1,295 sqft Living Area
Lot Size	4,791 sqft (0.11 acres)
Occupancy	Owner Occupied
Last Sale	$365,000 (2025)
Tax Bill	$1,686.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`161978-0330`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,295 sqft Living Area
Gross Area	1,511 sqft Gross Area
1st Floor	543 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,791 sqft (0.11 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	216 sqft Garage
Patio Area	150 sqft Patio
Porch Area	161 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	14 ISLANDER CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6033
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	66/34-38 ISLANDER SUBDIVISION LOT 33 OR6219/154
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	ISLANDER SUBDIVISION
Legal Block	1
Legal Lot Number	33
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2047
Census Tract	21408

Owner

Source: St. Johns County records · APN 161978-0330

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14 ISLANDER CIR, SAINT AUGUSTINE, FL 32080-6033
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Jul 06, 2012 · Amount on Record
Deed Doc Number	202574155
Deed Book / Page	6219 / 154
Record Refreshed	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 11, 2025
Property Address	14 ISLANDER CIR, SAINT AUGUSTINE, FL 32080-6033
Document Number	0062190154
Book / Page	6219 / 154
Map Reference	MB 66 PG 34-37
Instrument Date	Sep 04, 2025
Instrument	2025074155
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 LIGHTSEY CROSSING LN, ST AUGUSTINE, FL 32084-8321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ISLANDER CIR, ST AUGUSTINE, FL 32080-6033

Mortgage

Document Number	0006219156
Date	Sep 11, 2025
Instrument	6219/156

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Oct 01, 2030
Change Frequency	5 Years
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	5-Year TN
Max Rate	10.3%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,291 (+105.82%) Land $80,000 Building $240,291	$320,291 (+5.88%) Land $80,000 Building $240,291
2025	$1,686.00 (+12.93%) Homeowner's exemption Senior Citizen's exemption	$155,616 (+2.9%)	$302,511 (-0.36%) Land $80,000 Building $222,511
2024	$1,493.00 (+4.48%) Homeowner's exemption Senior Citizen's exemption	$151,230 (+3%)	$303,616 (+14.05%) Land $80,000 Building $223,616
2023	$1,429.00 (+6.17%) Homeowner's exemption Senior Citizen's exemption	$146,825 (+3%)	$266,213 (-1.03%) Land $69,440 Building $196,773
2022	$1,346.00 Homeowner's exemption Senior Citizen's exemption	$142,549	$268,989 Land $69,440 Building $199,549

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.