Berks County property record for 14 Howard St, Reading, PA 19609
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,033 sqft · built 1910 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Dec 2019) |
| Tax Bill | $2,049 (2026) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4386-11-66-8532 |
| Primary APN | 4386-11-66-8532 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,033 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Stucco |
| Lot Area | 19,166 sqft (0.44 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80210994 |
|---|---|
| Street Address | 14 HOWARD ST |
| City | READING |
| State | PA |
| Zip | 19609-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPRINGMONT |
| Legal Block | 66 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10903 |
14 Howard St is owned and occupied by two individuals who bought it in December 2019.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 HOWARD ST, READING, PA 19609-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2019 · Amount on File |
| Deed Sale | Dec 5, 2019 · Amount on File |
| Prior Sale | Feb 1, 1996 |
| Deed Document Number | 201942555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Dec 5, 2019 |
| Property Address | 14 HOWARD ST, READING, PA 19609-1412 |
| Document Number | 0000042555 |
| Map Reference | VOL 2 PG 71 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 2019042555 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 HOWARD ST, READING, PA 19609-1412 |
| Document Number | 0000042556 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 2019042556 |
| Name | VIST FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2026 property tax bill for 14 Howard St was $2,049 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,049.00 Homeowner's exemption | $106,900 Land $36,000 Building $70,900 | $36,000 Land $36,000 |
| 2024 | $1,822.00 | $106,900 Land $36,000 Building $70,900 | |
| 1994 | $106,900 Land $36,000 Building $70,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Verizon.
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