14 Highland Ter, Wareham, MA 02571 Property Records

Plymouth County and Wareham Town property record for 14 Highland Ter, Wareham, MA 02571

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,437 sqft · built 1920
Lot Size	0.119 acres (5,170 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (May 2014)
Tax Bill	$3,466 (2026)
Deeds & Mortgages	Sep 2021 Refinance Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WARE M:00061 B:000 L:01110`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00061 B:000 L:01110`
Alternative APN	`WRHM M:00061 B:000 L:01110`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,437 sqft Living Area
Gross Area	3,134 sqft
Basement Area	782 sqft
Unfinished Basement	782 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,170 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	14 HIGHLAND TER
City	WAREHAM
State	MA
Zip	02571-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR30
Legal Lot Number	1110
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	3
Census Block	3015
Census Tract	545400

Owner

14 Highland Ter is owned and occupied by an individual who bought it in May 2014.

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 HIGHLAND TER, WAREHAM, MA 02571-1411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Mar 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 8, 2017	Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2014 · Amount on File
Deed Sale	May 9, 2014 · Amount on File
Prior Sale	Jul 7, 2004 · Amount on File
Deed Book / Page	44306 / 168
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	14 HIGHLAND TER, WAREHAM, MA 02571-1411
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	55731-3
Date	Sep 27, 2021
Book Page	55731/3
Instrument	109473

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	14 HIGHLAND TER, WAREHAM, MA 02571-1411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	52522-180
Date	Mar 25, 2020
Book Page	52522/180
Instrument	25768

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	14 HIGHLAND TER, WAREHAM, MA 02571-1411
Document Number	48536-191
Book / Page	048536 / 000191
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	48536-191
Date	Jun 13, 2017
Book Page	048536/000191
Instrument	47843

Lender

Name	STEARNS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 14 Highland Ter was $3,466, down 13.5% from the year before.

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,466.00 (-13.54%)	$404,900 (+5.25%) Land $115,500 Building $289,400	$434,489 (+5.94%)
2025	$4,009.00 (-3.33%)	$384,700 (+4.17%) Land $115,500 Building $269,200	$410,115
2024	$4,147.00 (+2.57%)	$369,300 (+9.88%) Land $88,500 Building $280,800
2023	$4,043.00	$336,100 Land $80,500 Building $255,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Highland Ter in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	17 (1991–2013)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Feb 2013 · Severe Winter Storm, Snowstorm, And Flooding
Claims by Event	Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Highland Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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