14 Heron's Nest, Stuart, FL 34996 Property Records

Martin County property record for 14 Heron's Nest, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,152 sqft · built 2006
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$2,500,000 (Apr 2026)
Tax Bill	$17,394 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`12-38-41-002-000-0011.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`12-38-41-002-000-0011.0-4-0000`
Alternative APNs	`12-38-41-002-000-00110-4` `27524`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	3,152 sqft Living Area
Gross Area	4,240 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	17,860 sqft (0.41 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	1,569 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14 HERONS NEST
City	STUART
State	FL
Zip	34996-6404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIO VISTA S/D LOT 11
Legal Range	41E
Legal Township	38S
Legal Section	12
Legal Subdivision	RIO VISTA SUBDIVISION
Legal Block	1
Legal Lot Number	11
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1006
Census Tract	502

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 HERONS NEST, STUART, FL 34996-6404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANCSHARES MORTGAGE
Jun 21, 2018	Warranty Deed, Transfer · ARM SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	20263180875
Deed Book / Page	3560 / 2616
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	14 HERONS NEST, STUART, FL 34996-6404
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HERONS NEST, SEWALLS POINT, FL 34996-6404

Mortgage

Document Number	0035172643
Date	Aug 26, 2025
Book Page	3517/2643
Instrument	3144266

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 16, 2026
Property Address	14 HERONS NEST, STUART, FL 34996-6404
Document Number	0035602616
Book / Page	3560 / 2616
Instrument Date	Apr 7, 2026
Instrument	2026.3180875
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,767,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HERONS NEST, STUART, FL 34996-6404

Mortgage

Document Number	0003180876,
Date	Apr 16, 2026
Instrument	2026..3180876

Lender

Name	AMERICAN BANCSHARES MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 21, 2018
Property Address	14 HERONS NEST, SEWALLS POINT, FL 34996-6404
Document Number	0030000070
Book / Page	03000 / 0070
Map Reference	MB6 PG95
Instrument Date	Jun 15, 2018
Instrument	2701433
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 HERONS NEST, 14, STUART, FL 34996-6404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HERONS NEST, STUART, FL 34996-6404

Mortgage

Document Number	0002701434
Date	Jun 21, 2018
Instrument	2701434

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 7, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,394.00 (-0.7%) Homeowner's exemption	$1,125,516 (+5.99%)	$1,629,240 (-1.24%) Land $776,250 Building $852,990
2024	$17,517.00 (+1.84%)
2023	$17,201.00 (+3.12%) Additional exemption filed	$1,061,938 (+3%)	$1,649,670 (+15.22%) Land $776,250 Building $873,420
2022	$16,680.00 Homeowner's exemption	$1,031,008	$1,431,700 Land $690,000 Building $741,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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