Passaic County and Passaic City property record for 14 Henderson St, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 1,314 sqft · built 1930 |
| Lot Size | 0.105 acres (4,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (May 2025) |
| Tax Bill | $8,780 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03281-01-00020 |
| Primary APN | 07-03281-01-00020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,314 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 4,550 sqft (0.105 acres) |
| Lot Dimensions | 100 ft deep x 2 ft wide |
| Old Parcel Number | 0703281A00020 |
|---|---|
| Street Address | 14 HENDERSON ST |
| City | PASSAIC |
| State | NJ |
| Zip | 07055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 3281 |
| Legal Lot Number | 20 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 175604 |
Source: Passaic County and Passaic City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 HENDERSON ST, PASSAIC, NJ 07055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| May 7, 2025 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2025 · Amount on Record |
| Deed Sale | May 7, 2025 · Amount on Record |
| Deed Document Number | 202515393 |
| Deed Book / Page | 4894 / 194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 20, 2026 |
| Property Address | 14 HENDERSON ST, PASSAIC, NJ 07055 |
| Document Number | 0000017359 |
| Book / Page | 19951 / 45 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 202617359 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18 HENDERSON ST, PASSAIC, NJ 07055-2511 |
| Document Number | 0000017359, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 19951/45 |
| Instrument | 202617359 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.17% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 7, 2025 |
| Property Address | 14 HENDERSON ST, PASSAIC, NJ 07055 |
| Document Number | 0000015393 |
| Book / Page | D4894 / 194 |
| Instrument Date | Apr 24, 2025 |
| Instrument | 2025015393 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | BROWNSTONE ABS & TITLE, BROWNSTONE ABSTRACT AND TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 MILL CREEK, POMPTON PLNS, NM |
| Name | Verified Name |
|---|---|
| Address | 14 HENDERSON ST, PASSAIC, NJ 07055 |
| Document Number | 0000015394 |
|---|---|
| Date | May 7, 2025 |
| Instrument | 2025015394 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,200 (-) Land $93,100 Building $113,100 | $206,200 (-) Land $93,100 Building $113,100 | |
| 2025 | $8,780.00 (+3.27%) | $206,200 (-) Land $93,100 Building $113,100 | $206,200 (-) Land $93,100 Building $113,100 |
| 2024 | $8,502.00 (+6.17%) | ||
| 2023 | $206,200 Land $93,100 Building $113,100 | $206,200 Land $93,100 Building $113,100 | |
| 2022 | $8,008.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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