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14 Harvard Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 14 Harvard Ln, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,318 sqft · built 1959
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$825,000 (Jan 2025)
Tax Bill$14,409 (2024)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN473489 92.-4-35

Property Details

APN / Parcel Number

Primary APN473489 92.-4-35
Alternative APNs
  • 0800-092.00-04.00-035.000
  • 348909200000040350000000
  • 47340022352

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,318 sqft Living Area
Gross Area3,365 sqft
1st Floor Area1,818 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Level
Exterior MaterialComposition/Composite
Lot Area16,553 sqft (0.38 acres)
View / LotSuburban
Garage TypeAttached
Garage Area759 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area413 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address14 HARVARD LN
CityCOMMACK
StateNY
Zip11725-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18-699864 TC-52 *2639 LOT 117 SMITHTOWN ESTS SEC 2
Legal SubdivisionMAP SMITHTOWN ESTATES SECTION #2
Legal Block4
Legal Lot Number35
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1005
Census Tract135103

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6539 HIGHLAND AVE, JAMAICA, NY 11432
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2025 · Amount on Record
Deed SaleJan 6, 2025 · Amount on Record
Prior SaleJan 13, 1995 · Amount on Record
Deed Book / Page13278 / 682
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address14 HARVARD LN, COMMACK, NY 11725-2510
Document Number0227970835
Instrument DateJan 14, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 HARVARD LN COMMACK NY 117252510, COMMACK, NY 11725-2510

Mortgage

Document Number0227970835
DateMar 13, 2017
Book Page022797/000835
Lender
NameCAPITAL ONE NA
TypeFunding / Finance Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 12, 2032

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,225 (-) Land $365 Building $4,860$653,125 (+10,774.54%) Land $45,625 Building $607,500
2024$14,409.00
2023$5,225 Land $365 Building $4,860$6,006 Land $420 Building $5,586

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1992)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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