Worcester County and Leominster City property record for 14 Harbor Light Rd, Leominster, MA 01453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,918 sqft · built 2005 |
| Lot Size | 0.288 acres (12,539 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (Aug 2025) |
| Tax Bill | $7,976 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103063 |
| Primary APN | 103063 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 3,840 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,539 sqft (0.288 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 103063 |
|---|---|
| Street Address | 14 HARBOR LIGHT RD |
| City | LEOMINSTER |
| State | MA |
| Zip | 01453-5978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LEOMINSTER MA |
| Township / Civil Division | LEOMINSTER |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 709201 |
Source: Worcester County and Leominster City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 HARBOR LIGHT RD, LEOMINSTER, MA 01453-5978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Aug 29, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 27, 2018 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on File |
| Deed Sale | Aug 29, 2025 · Amount on File |
| Prior Sale | Jul 27, 2018 · Amount on File |
| Deed Book / Page | 11052 / 278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Property Address | 14 HARBOR LIGHT RD, LEOMINSTER, MA 01453-5978 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009844-319 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 9844/319 |
| Instrument | 202100000472 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Recording Date | Aug 29, 2025 |
| Property Address | 14 HARBOR LIGHT RD, LEOMINSTER, MA 01453-5978 |
| Document Number | 011052-278 |
| Book / Page | 11052 / 278 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 11613 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 HARBOR LIGHT RD, LEOMINSTER, MA 01453-5978 |
| Document Number | 0000011614 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 11614 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Recording Date | Jul 27, 2018 |
| Property Address | 14 HARBOR LIGHT RD, LEOMINSTER, MA 01453-5978 |
| Document Number | 9128-186 |
| Book / Page | 009128 / 000186 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 12601 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,596.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 HARBOR LIGHT RD LEOMINSTER MA 014535978, LEOMINSTER, MA 01453-5978 |
| Document Number | 9128-190 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 009128/000190 |
| Instrument | 12602 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2048 |
Source: Worcester County and Leominster City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Leominster City |
| Unified School District | Leominster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,976.00 (+4.66%) | $583,900 (+7.49%) Land $144,500 Building $439,400 | $594,700 (-) |
| 2025 | $7,621.00 (+0.46%) | $543,200 (+3.9%) Land $141,600 Building $401,600 | $594,700 (+6.73%) |
| 2024 | $7,586.00 (+4.74%) | $522,800 (+12.16%) Land $134,900 Building $387,900 | $557,175 |
| 2023 | $7,243.00 | $466,100 Land $117,300 Building $348,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1982–1993) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 1993 · Blizzards, High Winds & Record Snowfall |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEOMINSTER WATER DIVISION serves 41,683 people · EPA ID MA2153000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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