Hyde County property record for 14 Harbor Cove Ln, Ocracoke, NC 27960
| Property Type | Commercial Vacant Land |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $545,000 (Aug 2018) |
| Tax Bill | $3,393 (2023) |
| Deeds & Mortgages | Aug 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 9501427029 |
| Primary APN | 9501427029 |
|---|---|
| Alternative APN |
|
| Interior Walls | Wallboard/Drywall |
|---|
| View / Lot | Water |
|---|---|
| Boat Access | Boat Access |
| Heating Fuel | Electric |
|---|
| Old Parcel Number | 920 |
|---|---|
| Street Address | 14 HARBOR COVE LN |
| City | OCRACOKE |
| State | NC |
| Zip | 27960 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | 1 |
| Legal Description | LOT 5 BL. A HARBOR COVE |
| Legal Subdivision | HARBOR COVE |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 920101 |
Source: Hyde County records, as of April 24, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 404 RIVERSIDE DR # 11B, 11B, NEW YORK, NY 10025-1861 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on Record |
| Deed Sale | Aug 17, 2018 · Amount on Record |
| Prior Sale | Oct 27, 2010 · Amount on Record |
| Deed Document Number | 0000277882 |
| Deed Book / Page | 277 / 882 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HYDE NC |
| Recording Date | Aug 17, 2018 |
| Property Address | 14 HARBOR COVE LN, OCRACOKE, NC 27960 |
| Document Number | 000277/882 |
| Book / Page | 277 / 882 |
| Map Reference | CAB B SL 40-A |
| Instrument Date | Jul 6, 2018 |
| Instrument | 406877 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,090.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 709 53RD AVE N, SAINT PETERSBURG, FL 33703-2835 |
| Name | Verified Name |
|---|---|
| Address | 404 RIVERSIDE DR # 11B, 11B, NEW YORK, NY 10025-1861 |
| Document Number | 0000406879 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 406879 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2033 |
Source: Hyde County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,393.00 | $285,000 Land $285,000 | $285,000 Land $285,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 3.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 631 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 672 units insured incl. 41 condo units |
| Nearby Flood Claims | 382 (1999–2023) |
| Claims Outside the SFHA | 11 of 382 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ocracoke Cable TV Cable | 10 / 1 |
May also be available: AT&T, Brightspeed.
5G (outdoors only) and 4G LTE
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