14 Hackamore Cir, Middlebury, CT 06762 Property Records

Middlebury Town property record for 14 Hackamore Cir, Middlebury, CT 06762

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,035 sqft · built 1998
Owner	2 Individual Names on File
Last Sale	$430,000 (Aug 2021)
Tax Bill	$8,641 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S0977200`

Property Details

APN / Parcel Number

Primary APN	`S0977200`
Alternative APNs	`MIDD M:7-04 L:046-S0977200` `MDBY M:7-04 L:046-S0977200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,035 sqft Living Area
Gross Area	5,251 sqft
1st Floor Area	1,404 sqft
Basement Area	1,372 sqft
Unfinished Basement	1,000 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Adobe
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	S0977200
Street Address	14 HACKAMORE CIR
City	MIDDLEBURY
State	CT
Zip	06762-3466
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R40
Legal Lot Number	46
Jurisdiction	MIDDLEBURY CT
Township / Civil Division	MIDDLEBURY
Census Block Group	1
Census Block	1009
Census Tract	344200

Owner

Source: Middlebury Town assessment roll, APN S0977200, as of June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 HACKAMORE CIR, MIDDLEBURY, CT 06762-3466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	May 18, 1998 · Amount on Record
Deed Document Number	20212100
Deed Book / Page	325 / 594
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	Aug 18, 2021
Property Address	14 HACKAMORE CIR, MIDDLEBURY, CT 06762-3466
Document Number	000325-594
Book / Page	325 / 594
Instrument Date	Aug 16, 2021
Instrument	2100
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002101
Date	Aug 18, 2021
Instrument	2101

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlebury Town assessment roll as of June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlebury Town
Unified School District	Regional School District 15 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,641.00	$265,700 (-) Building $265,700	$185,990 Building $185,990
2024	$8,641.00 (+0.82%)
2023	$8,571.00 (+3.19%)	$265,700 (-) Building $265,700
2022	$8,306.00	$265,700 Building $265,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 82 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CT1300021, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HERITAGE WATER COMPANY private · serves 7,300 people
Water Source	Purchased surface water from CTWC - NAUGATUCK REGION-CENTRAL SYSTEM
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.