Middlesex County and Acton Town property record for 14 Grist Mill Rd, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,685 sqft · built 1980 |
| Lot Size | 0.465 acres (20,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $671,000 (May 2019) |
| Tax Bill | $15,824 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jan 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00G1 B:0240 L:0000 |
| Primary APN | ACTO M:00G1 B:0240 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,685 sqft Living Area |
| Gross Area | 5,052 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,250 sqft (0.465 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 14 GRIST MILL RD |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 240 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 363201 |
14 Grist Mill Rd is owned and occupied by an individual who bought it in May 2019.
Source: Middlesex County and Acton Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 GRIST MILL RD, ACTON, MA 01720-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Jan 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Jul 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| May 10, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on File |
| Deed Sale | May 10, 2019 · Amount on File |
| Prior Sale | Jun 16, 2016 · Amount on File |
| Deed Book / Page | 72583 / 26 |
| Prior Transfer Date | Apr 24, 2019 |
| Prior Transfer Doc | 72583-26 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 14 GRIST MILL RD, ACTON, MA 01720-2050 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078777-457 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 78777/457 |
| Instrument | 212760 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 14 GRIST MILL RD, ACTON, MA 01720-2050 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076802-554 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 76802/554 |
| Instrument | 19048 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 14 GRIST MILL RD, ACTON, MA 01720-2050 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78777-457 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 78777/457 |
| Instrument | 212760 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 14 GRIST MILL RD, ACTON, MA 01720-2050 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73055-97 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 73055/97 |
| Instrument | 114484 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 14 GRIST MILL RD, ACTON, MA 01720-2050 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73992-108 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 73992/108 |
| Instrument | 6583 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 14 GRIST MILL RD, ACTON, MA 01720-2050 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75163-206 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 75163/206 |
| Instrument | 117960 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | May 10, 2019 |
| Property Address | 14 GRIST MILL RD, ACTON, MA 01720-2050 |
| Document Number | 72583-26 |
| Book / Page | 072583 / 000026 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 60508 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,059.76 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 GRIST MILL RD ACTON MA 017202050, ACTON, MA 01720-2050 |
| Document Number | 72583-31 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 072583/000031 |
| Instrument | 60509 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2049 |
The 2025 property tax bill for 14 Grist Mill Rd was $15,824, up 7.2% from the year before.
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,824.00 (+7.19%) | $922,700 (+4.19%) Land $341,000 Building $581,700 | $934,990 (+0.82%) |
| 2024 | $14,763.00 (+0.73%) | $885,600 (+6.11%) Land $341,000 Building $544,600 | $927,390 |
| 2023 | $14,656.00 | $834,600 Land $310,000 Building $524,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Grist Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Grist Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
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