Penobscot County and Bangor City property record for 14 Gray St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,096 sqft · built 1940 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,875 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer Nov 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:002 L:068 |
| Primary APN | BANG M:002 L:068 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 7721 |
|---|---|
| Street Address | 14 GRAY ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 68 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 700 |
Source: Penobscot County and Bangor City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 GRAY ST, BANGOR, ME 04401-4302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Nov 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Nov 6, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 17, 2021 |
| Transfer Doc | 0163390253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Jan 6, 2022 |
| Property Address | 14 GRAY ST, BANGOR, ME 04401-4302 |
| Document Number | 0163390253 |
| Book / Page | 16339 / 253 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 470 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14 GRAY ST, BANGOR, ME 04401-4302 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 14 GRAY ST, BANGOR, ME 04401-4302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0153590222 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 15359/222 |
| Instrument | 36327 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 14 GRAY ST, BANGOR, ME 04401-4302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0153440114 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 15344/114 |
| Instrument | 34213 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,875.00 (-2.07%) | $218,900 (+2.63%) Land $22,300 Building $196,600 | |
| 2024 | $3,957.00 (+10.25%) | $213,300 (+13.82%) Land $22,300 Building $191,000 | $296,210 |
| 2023 | $3,589.00 (+3.19%) | $187,400 (+9.91%) Land $22,300 Building $165,100 | |
| 2022 | $3,478.00 | $170,500 Land $22,300 Building $148,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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