14 Ginger Pl, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 14 Ginger Pl, Cold Spring, NY 10516 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,536 sqft · built 1980
Lot Size	3.43 acres (149,411 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Feb 2023)
Tax Bill	$13,502 (2024)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372689 27.6-1-9`

Property Details

APN / Parcel Number

Primary APN	`372689 27.6-1-9`
Alternative APNs	`268902700600010090000000` `046130`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	149,411 sqft (3.43 acres)
Lot Width	90 ft Width
View / Lot	Waterfront
Porch	Open Porch
Porch Area	704 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	046130
Street Address	14 GINGER PL
City	COLD SPRING
State	NY
Zip	10516-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND & RESIDENCE
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2004
Census Tract	10600

Owner

Source: Putnam County and Philipstown Town records · APN 372689 27.6-1-9

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14 GINGER PL, COLD SPRING, NY 10516-4025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE LEGACY TRUST COMPANY
May 13, 2021	Deed of Trust, Mortgage THE LEGACY TRUST COMPANY
Feb 08, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage VALLEY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 08, 2023 · Amount on Record
Deed Sale	Feb 08, 2023 · Amount on Record
Prior Sale	May 13, 2002 · Amount on Record
Deed Document Number	2023789
Deed Book / Page	2307 / 192
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	14 GINGER PL, COLD SPRING, NY 10516-4025
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2480 PRESIDENTIAL WAY 1101, 1101, WEST PALM BCH, FL 33401-1357

Mortgage

Document Number	0073520207
Date	May 13, 2021
Book Page	7352/207
Instrument	5744-2021

Lender

Name	THE LEGACY TRUST COMPANY
Type	Non-Lending Institution
Address	HOUSTON, TX 77002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	14 GINGER PL, COLD SPRING, NY 10516-4025
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 E 54TH ST, NEW YORK, NY 10022-4211

Mortgage

Document Number	0073520197
Date	May 13, 2021
Book Page	7352/197
Instrument	5743-2021

Lender

Name	THE LEGACY TRUST COMPANY
Type	Non-Lending Institution
Address	HOUSTON, TX 77002

Agreement

Amount	Amount Recorded

February 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Feb 08, 2023
Property Address	14 GINGER PL, COLD SPRING, NY 10516-4025
Document Number	0023070192
Book / Page	2307 / 192
Instrument Date	Feb 01, 2023
Instrument	789-2023
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 GINGER PL, COLD SPRING, NY 10516-4025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 6TH ST, JERSEY CITY, NJ 07302-1911

Mortgage

Document Number	0007750132
Date	Feb 08, 2023
Instrument	7750/132

Lender

Name	VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 01, 2028
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Max Rate	11.3%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$252,600 (+35.08%) Land $72,200 Building $180,400	$823,606 (+55.12%)
2024	$13,502.00
2023		$187,000 (-) Land $72,200 Building $114,800	$530,948 (+11.73%) Land $204,997 Building $325,951
2022		$187,000 Land $72,200 Building $114,800	$475,222 Land $183,481 Building $291,741

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790106002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2007–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2011, river or lake flooding, Hurricane Irene
Claims By Storm	Hurricane Irene, Aug 2011 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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