Hampshire County and Northampton City property record for 14 Gilrain Ter, Florence, MA 01062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,054 sqft · built 1955 |
| Lot Size | 0.221 acres (9,618 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (May 2005) |
| Tax Bill | $7,776 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance |
| APN | NHAM M:0029 B:0052 L:0001 |
| Primary APN | NHAM M:0029 B:0052 L:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,054 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,618 sqft (0.221 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 14 GILRAIN TER |
|---|---|
| City | FLORENCE |
| State | MA |
| Zip | 01062-3431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LA307 |
| Legal Block | 52 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 822200 |
14 Gilrain Ter is owned and occupied by an individual who acquired it in July 2024.
Source: Hampshire County and Northampton City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 GILRAIN TER, FLORENCE, MA 01062-3431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2005 · Amount on File |
| Deed Sale | May 3, 2005 · Amount on File |
| Last Transfer Date | Jul 30, 2024 |
| Transfer Doc | 015197-135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 14 GILRAIN TER, NORTHAMPTON, MA 01062-3431 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14024-71 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 14024/71 |
| Instrument | 6696 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 14 Gilrain Ter was $7,776.
Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,776.00 | $558,200 Land $119,600 Building $438,600 | $427,405 (-11.21%) |
| 2024 | $481,365 | ||
| 2023 | $6,878.00 | $434,200 Land $108,700 Building $325,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 14 Gilrain Ter; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Gilrain Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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