Rockland County and Clarkstown Town property record for 14 Gilchrest Rd, Congers, NY 10920
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,472 sqft · built 2006 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392089 52.11-2-8 |
| Primary APN | 392089 52.11-2-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,472 sqft Living Area |
| 1st Floor Area | 1,570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 136 ft deep x 100 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 125B11.9 |
|---|---|
| Old Parcel Number | 208905201100020080000000 |
| Street Address | 14 GILCHREST RD |
| City | CONGERS |
| State | NY |
| Zip | 10920-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGLE RESIDENCE |
| Legal Description | 125-B-11.9 |
| Legal Subdivision | CONGERS GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | CLARKSTOWN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10902 |
Source: Rockland County and Clarkstown Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 GILCHREST RD, CONGERS, NY 10920-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNMB HOME LOANS INC |
| Jul 13, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2017 |
| Deed Sale | Aug 23, 2017 |
| Prior Sale | Mar 20, 2009 · Amount on Record |
| Deed Document Number | 0201726912 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 14 GILCHREST RD, CONGERS, NY 10920-2333 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000025755 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2023-00025755 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 18, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 14 GILCHREST RD, CONGERS, NY 10920-2333 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013863 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021-00013863 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 14 GILCHREST RD, CONGERS, NY 10920-2333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022201 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 2017-00022201 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Jun 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
Source: Rockland County and Clarkstown Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Clarkstown Town |
| Unified School District | Clarkstown Central School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $144,100 (-) Land $29,300 Building $114,800 | $613,714 (+770.52%) Land $124,787 Building $488,927 |
| 2023 | $144,100 Land $29,300 Building $114,800 | $70,500 Land $14,335 Building $56,165 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2004) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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