Worcester County property record for 14 Garrett Dr, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,244 sqft · built 2001 |
| Lot Size | 0.227 acres (9,891 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Jun 2026) |
| Tax Bill | $2,882 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-051307 |
| Primary APN | 03-051307 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,244 sqft Total Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,891 sqft (0.227 acres) |
| Porch | Slab |
| Porch Area | 172 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 051307 |
|---|---|
| Street Address | 14 GARRETT DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT B-08-086 9891 SQ FT GARRETT DR PL OCEAN PINES SEC 8 |
| Legal Subdivision | OCEAN PINE SECTION EIGHT |
| Legal Lot Number | 86 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950600 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 RED BARN LN, FLEMINGTON, NJ 08822-3408 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Nov 8, 2019 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Sep 12, 2022 · Amount on Record |
| Deed Book / Page | 9178 / 309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Jun 30, 2026 |
| Property Address | 14 GARRETT DR, BERLIN, MD 21811-1856 |
| Document Number | 9178000309 |
| Book / Page | 9178 / 309 |
| Instrument Date | Jun 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,380.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10 RED BARN LN, FLEMINGTON, NJ 08822-3408 |
| Document Number | 9178000315, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 9178/315 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Nov 8, 2019 |
| Property Address | 14 GARRETT DR, OCEAN PINES, MD 21811-1856 |
| Document Number | 0075320050 |
| Book / Page | 7532 / 050 |
| Map Reference | MB FWH12 FO 56 |
| Instrument Date | Nov 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11211 YARDLEY CT, IJAMSVILLE, MD 21754-8944 |
| Document Number | 0000753255 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 7532/55 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,882.00 (+5.8%) | $312,267 (+5.81%) | $329,400 (-) Land $93,600 Building $235,800 |
| 2025 | $2,724.00 (+16.61%) | $295,133 (+20.86%) | $329,400 (+18.49%) Land $93,600 Building $235,800 |
| 2023 | $2,336.00 | $244,200 | $278,000 Land $82,300 Building $195,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 13 (1979–2017) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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