14 Gardner Ln, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 14 Gardner Ln, Ayer, MA 01432 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,562 sqft Living Area
Lot Size	12,197 sqft (0.28 acres)
Garage	Attached
Last Sale	$144,000 (1995)
Tax Bill	$5,313.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`AYER M:012 B:0000 L:0135`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,562 sqft Living Area
Gross Area	3,861 sqft Gross Area
1st Floor	1,128 sqft 1st Floor
Basement Area	768 sqft Basement
Unfinished Basement	768 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Concrete Construction
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	14 GARDNER LN
City	AYER
State	MA
Zip	01432-1059
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	135
Jurisdiction	AYER MA
Minor Civil Division	AYER
Census Blockgroup	2
Census Block	2015
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:012 B:0000 L:0135

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	14 GARDNER LN, AYER, MA 01432-1059
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 1995 · Amount on Record
Deed Sale	Jun 29, 1995 · Amount on Record
Last Transfer Date	Nov 18, 2025
Transfer Doc	084992-128
Record Refreshed	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Dec 11, 2025
Property Address	14 GARDNER LN, AYER, MA 01432-1059
Document Number	084992-128
Book / Page	84992 / 128
Instrument Date	Nov 18, 2025
Instrument	151929
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 GARDNER LN, AYER, MA 01432-1059

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,313.00 (+5.98%)	$444,200 (+10.06%) Land $142,100 Building $302,100	$576,460 (+2.28%)
2024			$563,635
2023	$5,013.00	$403,600 Land $152,300 Building $251,300

Flood & Wildfire

14 Gardner Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.